Features

The Scottish government’s rental freeze is a wrong move

This is an important time for the buy-to-let market and the wider private rental...

Housing will be part of any energy strategy

Few issues appear as pressing at this moment than the increase in the cost...

How intergenerational mortgages could help FTBs

20 years ago it was fairly commonplace to buy your first home when you...

HMOs – the answer to an over-stretched rental market?

The UK private rental sector (PRS) is going from strength to strength, with demand...

Second charges – first choice for debt consolidation?

According to The Money Charity, as of June 2022 average credit card debt in...

Intergenerational lending will only become more prominent

Over the course of the last couple of decades, stagnant wages and rising house...

Summer presents opportunity for mortgage service catch up

August is peak holiday time and there’s no doubting that due to this, and...

Changing working practices will fuel specialist mortgage growth

To say the UK workplace has changed over the past few years would be...

Why the Bank of Mum & Dad isn’t going anywhere

This is an interesting time to be active in the mortgage space, particularly when...

The holy grail for lending

Ask any mortgage or credit provider to name their top 10 customer origination challenges...

PII is not a simple tick-box exercise

Calling something a ‘tick-box exercise’ generally deems it to be trivial or certainly an...

Questions to open up commercial opportunities

One of the most critical challenges that brokers consistently face is ensuring that enough...

Why brokers value flexible buy-to-let lenders

Despite the many challenges landlords face, the truth is that the rental market remains...

Is the FPC ditching the wrong measure?

As you will no doubt have read, in a week from now the Bank...
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COMMENT

Economy

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Latest news

Economy

MPs launch inquiry into OBR’s first 15 years

The Treasury Committee has launched an inquiry to reflect on the Office for Budget...
Commercial mortgages

Atom backs investor’s move into commercial property with £3m warehouse loan

Atom bank has completed a £3 million commercial mortgage to support an established residential...
Buy-to-let

CHL Mortgages widens upper LTV range with new fixed-rate options

CHL Mortgages for Intermediaries has expanded its upper loan-to-value range with a series of...
Appointments

Swansea Building Society expands West Wales leadership remit

Swansea Building Society has promoted Sioned Jones to area manager, West Wales, with effect...

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