Features

Changing working patterns aren’t supported by automated underwriting

It’s fair to say that our working lives, the way we are paid, the...

The rise in demand for PMI and how to maximise all ancillary opportunities

The ongoing uncertainty in the UK economy brought about by rising interest rates and...

H2 volumes, PTs, and how to secure value from every client interaction

News that almost 10% of all mortgage products were taken off the market in...

Missed opportunity for modular housing?

The UK’s modular housing sector has been dealt a blow with the news Legal...

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

Consumer Duty caution not necessarily baked in

As the advisory profession grapples with the Consumer Duty rules, and how firms intend...

Documentation is key to complaint handling

When it comes to record-keeping and ensuring every single part of the advice is...

March gave us a lot to think about

March as a month certainly gave the mortgage market a lot to digest and...

Understanding the benefits of second charge bridging loans

In the current volatile economic climate, concerns over soaring energy prices, higher borrowing costs...

Versatility required to support older borrowers’ home improvement dreams

There has been some discussion of late about getting older people moving to help...

The Budget did affect your landlord clients

Now that we’ve had some time to assess the Budget and all its ramifications...

The importance of reviews

As highlighted recently in research conducted by Smart Money People, the majority of consumers...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...