Earl Shilton Building Society is to adopt One Mortgage System’s Originations platform as the mutual looks to update its mortgage processing while retaining a manually underwritten approach.
The building society has chosen the OMS platform as part of wider plans to modernise its digital infrastructure, with the system intended to improve case tracking, cut paperwork and make the application process more efficient for both intermediaries and borrowers.
Earl Shilton, which offers specialist lending across areas including remortgages, self-build and later-life borrowing, said the move would support its ambition to combine a more digital mortgage journey with the personalised underwriting approach for which smaller mutuals are often known.
The society said applications would continue to be assessed on their individual merits rather than being driven entirely by automated decision-making, despite the move to a more technology-led originations process.
OMS said the deal would see Earl Shilton adopt its full Originations platform, which was launched in April 2023 and is designed to support both intermediary and direct mortgage submissions.
Dale Jannels, chief executive of One Mortgage System, said: “Earl Shilton Building Society is a great example of a lender that understands the value in combining personal service with smart technology.
“By adopting OMS Originations, they’re making it easier for intermediaries to do business with them, while keeping the customer experience front and centre.”
He added: “We’re excited to support the Society on its digital plans and look forward to working closely as it evolves to meet the needs of the modern borrower.”
Scott Devereux, chief executive of Earl Shilton Building Society, said: “At Earl Shilton Building Society, we are committed to modernising our operations while staying true to our personalised, member-first approach.
“Partnering with OMS is a key step in our digital transformation journey, enabling us to streamline our mortgage origination process without compromising on the tailored underwriting and human touch that set us apart.
“This investment supports our goal of being a modern mutual-embracing innovation to improve service, enhance efficiency, and make it easier for intermediaries and members to do business with us.”
