Debt

Adverse borrowers upping their unsecured debt

A third of people with adverse credit say the level of their unsecured debt...

Lack of awareness of support for those in financial difficulty

Bluestone Mortgages has revealed that 16% of people would be too embarrassed to seek...

Younger generation taking on more debt due to cost of living

Two-thirds of those aged between 18 and 34 years old say they have taken...

Struggling consumers urged to seek help with financial difficulties

The Financial Conduct Authority (FCA) and MoneyHelper are urging consumers to get help as...

Broker searches being affected by cost of living crisis

Knowledge Bank has revealed that the cost of living crisis is impacting borrowers as...

Money fears behind financial services’ phone call boost

The rising cost of living is causing an increase in inbound phone calls for...

Increase in more severe forms of adverse credit

There has been a rise in the number of people who have experienced more...

Cost-of-living squeeze having effect on mortgage searches

Legal & General Mortgage Club has reported that overall mortgage search volumes by advisers...

Virgin Money integrates new affordability platform

Virgin Money has made changes to the way customers who have fallen into arrears...

FCA wants ban on debt packager referral fees

The Financial Conduct Authority (FCA) has issued proposals banning debt packager firms from being...

Self-employed homeowners having debt difficulties

A third of self-employed homeowners have increased their unsecured debts and a quarter have...

Debt burden for one in three 2021 retirees

32% of people retiring in 2021 will be doing so in the red, according...

FCA targets debt packager firms

Following an FCA review of the practices of debt packager firms, five firms have...

Quarter of employees made bad debt decisions during pandemic

24% of employees say they made a bad decision about debt during the pandemic,...

COMMENT

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Latest news

RAW Capital Partners streamlines interest payments for overseas landlords

RAW Capital Partners has updated its mortgage proposition to allow foreign national borrowers to...

Landlord profits hold up but cracks widen as yields ease

Most landlords remain in profit, but the gap between higher-yielding portfolios and more traditional...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

Atom bank introduces rate discount for high coverage commercial mortgage cases

Atom bank has launched a new pricing incentive for commercial mortgage borrowers with strong...

PROFILES