Debt

Quarterly fall in secured credit

The Bank of England's Credit Conditions Survey for the third quarter of 204 found...

Wonga to write off debts of 330,000 customers

Following discussions with the Financial Conduct Authority (FCA), controversial payday lender Wonga is making...

Couples keeping finances secret from each other

Couples are keeping their financial affairs secret from each other, and failing to come...

Debt solution text provider rapped by ASA

Clarity Leeds from Essex has had two complaints about its text messages upheld by...

Debt worries keeping millions awake

Nearly one in seven British adults, equating to 7.4 million people, experience difficulties sleeping...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

Affordable lending awareness campaign unveiled

Latest research findings published by My Home Finance, a national social lending organisation, show...

New funding for Money Advice Service

The Money Advice Service is set to help almost 60,000 more people with free...

Over half of homeowners will struggle with rate rise

Research commissioned by credit information provider Equifax and carried out by YouGov shows that...

Recovery threatened by over-indebtedness

The latest report on consumer credit by independent research company Verum Financial Research says...

Fall in arrears and repossessions

Mortgage arrears and possessions continued to fall in the second quarter of 2014, according...

Credit promotions still not meeting regulatory standards

The Financial Conduct Authority (FCA) has reported that some promotions for financial products are still...

Debt advice “really does work”

Debt advice works for nine out of 10 people struggling with serious financial problems,...

Students expect £21k debt on graduation

30% of students currently attending university will move back in with their parents after...

COMMENT

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Latest news

Clydesdale Bank raises selected residential mortgage rates

Clydesdale Bank is increasing a number of residential fixed mortgage rates across its core,...

Buckinghamshire BS broadens Credit Revive range

Buckinghamshire Building Society has expanded its Credit Revive range with new products aimed at...

Precise widens interest-only criteria with higher LTV and no equity floor

Specialist lender Precise has expanded its residential interest-only proposition, increasing maximum loan-to-value limits and...

Conveyancing costs ease as market slowdown bites at end of 2025

The average cost of conveyancing for home movers fell sharply in the final quarter...

PROFILES