Debt

Renters cut back as deposit savings hit six-month low

The number of renters actively saving for a property deposit has fallen to its...

Lenders warned of rising arrears risk as council tax hikes loom for London borrowers

Lenders are being urged to prepare for a surge in borrower arrears as planned...

Affordability crunch: private renters struggling to save as housing costs soar

A growing divide between renters and homeowners is placing mounting pressure on first-time buyer...

Lenders expect dip in mortgage demand despite easing credit conditions

Demand for mortgages for house purchases is expected to fall over the summer months,...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers,...

British households still reeling from post-pandemic financial fallout

Five years after the first national lockdown, new research reveals that the financial scars...

Mortgage arrears fall but warning signs emerge

Mortgage arrears across both homeowner and buy-to-let sectors declined in the first quarter of...

Moneyhub and Experian expand partnership to tackle rising consumer debt

Moneyhub has extended its partnership with Experian to launch the Credit Dashboard, a new...

Regional imbalance deepens as development in London slows

The UK housing market is facing a stark regional imbalance as new data points...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

New research reveals UK workers’ top financial worries

As Debt Awareness Week begins (24–30 March), new research from WEALTH at work has...

Creating solutions for IVA and DMP clients

Economic conditions in recent years have posed significant affordability challenges for mortgage borrowers. While...

Rise in lifetime mortgage use for debt and mortgage repayments

Pure Retirement has reported a number of changes in use of its later life...

Consolidating debt with accommodating criteria

As we start another new year, many brokers may find themselves facing a higher...

COMMENT

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

Latest news

Law firm’s shock closure leaves conveyancing clients in the dark

Hundreds and maybe thousands of borrowers have been left high and dry after a...

Newmanor Law broadens offering with move into high-value residential conveyancing

Newmanor Law has expanded into high-value residential conveyancing with the appointment of Charles James,...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

Singles more exposed to insurance gaps as couples prioritise cover

People living alone are significantly less likely to insure their homes or take out...

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