Debt

Industry should improve defaulter rehabilitation

The consumer debt industry could do more to recognise positive steps taken by debt...

Decade of credit card debt for many Brits

MoneySuperMarket has reported that 37% of Britons have been saddled with credit card debt for up to...

6.8m adults have never checked their credit score

Nearly seven million UK adults in the near prime sector have never checked their credit...

Reduction in serious rent arrears

The improving employment market has led to fewer tenants falling into serious rent arrears,...

North/South repossession gap markedly closing

There has been almost halving in the divide between home repossessions in the North...

Slight shift in reasons for remortgaging

There was a fall of four percentage points in the number of people opting...

CML: repossession rate “lowest on record”

The Council of Mortgage Lenders (CML) has revealed that the number of repossessions in...

UK steel threat could worsen repossession figures

HML has stated that repossession rates for UK homes will remain low so far...

Equifinance concerned by CCJ peak

Secured loan lender Equifinance has outlined its concern at the sudden rise in consumer...

Significant fall in rate of personal insolvencies

The UK’s rate of personal insolvencies dropped by 18% as towns in the North...

Debt burden for older parents

Having children later in life is impacting the amount of debt people have as...

Older people don’t know where to get advice

The greatest financial fear for 23% of people aged 65 and over is that their...

SMEs vulnerable to defaulting on loans

57% of SMEs had at least one form of business borrowing in 2015,...

BUDGET 2016: claims management review

A report into the claims management sector was published as part of the Budget...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

PROFILES