Debt

Rise in lifetime mortgage use for debt and mortgage repayments

Pure Retirement has reported a number of changes in use of its later life...

Consolidating debt with accommodating criteria

As we start another new year, many brokers may find themselves facing a higher...

Parents say video games create positive financial habits for kids

81% of parents believe their children are learning positive money habits from video games...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

25% using credit to pay mortgage

The number of homeowner mortgages in arrears are up 8% year-on-year, according to latest...

Over 40% have increased unsecured borrowing

41% of people have increased their unsecured borrowing in the last 12 months, according...

Bad debt rise hitting small businesses hard

The value of bad debt suffered by small businesses has risen by 127%, according...

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...

Buckinghamshire BS sees major later life lending growth

Buckinghamshire Building Society has reported an important rise in the take-up of its later...

21m people worse off than 12 months ago

41% of UK consumers - the equivalent of 21 million people - are worse...

“Slow but steady” improvement in personal financial resilience

LV='s latest Wealth and Wellbeing Research Programme has highlighted how the personal finances of...

Hinckley & Rugby enhances Credit Flex criteria

Hinckley & Rugby for Intermediaries has updated the criteria on its Credit Flex mortgage...

Mental health a rising issue for over-55s

The cost of living crisis has had a significant effect on the mental health...

FCA fines HSBC £6.2m for TCF failings

The Financial Conduct Authority (FCA) has fined HSBC UK Bank plc, HSBC Bank plc...

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Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results following years of study that will determine their ability to...

Investors are changing their approach – and lenders should too

The buy-to-let market never stands still, but the pace of change in recent years has been remarkable. The days of the so-called ‘accidental landlord’,...

Leasehold fees, specialists and the need to shop around

Leasehold properties account for around 20% of all dwellings in the UK, and while that figure may change in the future with government legislation...

Bridging the Pond: How large is the US bridging finance market, and compared to the UK?

When we first got started with LendInvest in the UK, post the financial crisis, bridging finance was a much more nascent product than it...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Latest news

Keystone reduces expat buy-to-let rates and adds new product

Keystone Property Finance has reduced rates across its expat buy-to-let range, cutting selected fixed...

Gatehouse cuts buy-to-let rental rates and eases paperwork

Gatehouse Bank has cut rental rates by 0.25% across its buy-to-let purchase plans for...

The Exeter: most consumers value advice when purchasing insurance

Almost two-thirds of consumers prefer to purchase insurance following professional advice, according to new...

Conveybuddy reports rise in remortgage activity as broker numbers hit record level

Conveyancing distributor conveybuddy has reported a marked increase in remortgage activity during the second...