Debt

Call for FCA to curb rise of consumer debt

With a November rise in Bank Rate looking likely, Citizens Advice is urging the Financial Conduct...

Debt ‘breathing space’ proposals outlined

The Government has announced proposals to give people in debt six weeks breathing space...

FCA bans debt management pair

The Financial Conduct Authority (FCA) has banned Adrian and Christine Whitehurst, former directors of...

Further fall in arrears and repossessions

Trade body UK Finance has revealed that the number of mortgages in arrears of...

Lloyds to pay £283m in redress over mortgage arrears fees

Lloyds Banking Group has agreed with the Financial Conduct Authority (FCA) to set up...

Households increasingly relying on unsecured debt

28% of Brits have sought to borrow an amount equal to at least half...

Creditor Toolkit hailed as ‘breakthrough’

Computershare has backed the launch of the Money Advice Service’s (MAS’s) new Creditor Toolkit. MAS...

Debt consolidation hotspot in borrowing revealed

53% of all loan requests in the Lytham St Annes postal area are aimed...

PRA reviewing consumer credit lending following growing concerns

The Prudential Regulation Authority (PRA) has undertaken a review of consumer credit lending, examining...

FCA consults over consumer credit staff incentives

The Financial Conduct Authority (FCA) has today published proposals on how consumer credit firms...

New credit guide for vulnerable customers

The Finance & Leasing Association (FLA) and The UK Cards Association have launched a new...

Average lifetime of borrowing charted

MoneySuperMarket has calculated that the average British borrower will owe £309,000 over their lifetime, including...

Over 50s: debt is part of modern life

More than half of people over 50 believe that debt is a part of...

Second-charge repossessions down 50%

The Finance & Leasing Association (FLA) has revealed that the number of second-charge mortgage...

COMMENT

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Latest news

Accounts manager jailed after £767k theft from Newcastle panel management firm

A senior employee at Newcastle-based Pure Panel Management has been jailed after embezzling more...

Cambridge BS opens new funding round for local housing and homelessness projects

The Cambridge Building Society has opened applications for its Community Fund, continuing its commitment...

Assetz Capital expands development finance offering

Assetz Capital has updated its development finance proposition to allow planning gain and residual...

MIMHC offers free mental health first aid training

The mortgage and property finance sector is rolling out a series of free mental...

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