Debt

Unsecured debt amongst 55 to 74-year olds on the rise

New research from equity release lender More 2 Life reveals that unsecured debt amongst 55 to...

FCA reveals urban-rural differences in financial services

The Financial Conduct Authority (FCA) has published the latest analysis from its Financial Lives...

NMBA introduces financial education initiative for teenagers

The New Model Business Academy (NMBA) has launched a free financial education initiative to...

FCA outlines claims management regulation plans

The Financial Conduct Authority (FCA) has today published draft rules outlining how it will...

Debt management director banned for misappropriating client money

The Financial Conduct Authority (FCA) has banned Darren Lee Newton from working in any...

Average Brit owes £5,688 of debt

Just under seven million Brits believe they are living debt free despite owing millions,...

Second charge repossessions remain low  

Latest figures released by the Finance & Leasing Association (FLA) show that the number...

Mortgage arrears down 8% year-on-year

UK Finance has reported that there were 78,800 homeowner mortgages in arrears of 2.5% or...

Majority of Brits in debt admit to problems dealing with situation

A Nationwide Building Society poll of more than 2,000 UK adults reveals that of...

UK company bad debt up by £580m

Debt owed to UK businesses across the core 11 sectors was £580m higher in...

Consumer confusion reigns over default responsibility

30% of consumers see defaulting on a loan payment as being the fault of...

New Debt Management Plan range from Pepper Money

Pepper Money has introduced a Debt Management Plan mortgage range for individuals who are...

Provident Financial subsidiary fined £1.97m by FCA

The Financial Conduct Authority (FCA) has imposed a fine of £1,976,000 on credit card...

Many lower income households displaying signs of ‘debt distress’

A rise in consumer credit growth and the prospect of faster-than-expected interest rate rises...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

PROFILES