Debt

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

Precise extends mortgage terms to ease affordability pressures

Specialist residential lender Precise has cut rates across its residential range and introduced mortgage...

Opus First Media launches Bridging Soup

Opus First Media has expanded its specialist publishing portfolio with the launch of Bridging...

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

IMLA predicts sustained growth in mortgage lending through 2027

The Intermediary Mortgage Lenders Association (IMLA) is forecasting rising mortgage lending volumes through 2026...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Early winter slowdown as lender criteria changes hit 2025 high

Knowledge Bank’s November data reveals a quieter month for broker searches set against a...

Norton Home Loans added to L&G Mortgage Club lender panel

Norton Home Loans, part of the Norton Financial Services Group, has joined the lender...

Paul Welch lifts lid on how the super-rich use debt to build wealth

Paul Welch, founder of private finance firm Million Plus, has launched a book claiming...

BNPL habits risk derailing FTB mortgage hopes

Britain’s rapid uptake of Buy Now Pay Later (BNPL) services is putting a growing...

Millions of UK adults at risk of financial hardship

Millions of UK adults are at risk of financial hardship in the event of...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

COMMENT

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

Latest news

Law firm’s shock closure leaves conveyancing clients in the dark

Hundreds and maybe thousands of borrowers have been left high and dry after a...

Newmanor Law broadens offering with move into high-value residential conveyancing

Newmanor Law has expanded into high-value residential conveyancing with the appointment of Charles James,...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

Singles more exposed to insurance gaps as couples prioritise cover

People living alone are significantly less likely to insure their homes or take out...

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