criteria

Affordability concerns dominate as brokers ramp up criteria searches

Lenders made more than 5,200 criteria updates in October, according to Knowledge Bank’s latest...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

Nationwide sees 53% increase in Helping Hand deals

Nationwide’s decision to offer borrowing of up to six times income has seen a...

Together widens semi-commercial lending criteria

Specialist lender Together has revised its definition of semi-commercial property, widening eligibility to support...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Bath BS increases maximum loan size and broadens criteria

Bath Building Society has announced a series of criteria updates designed to give brokers...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Coventry for intermediaries raises lending limits as part of criteria refresh

Coventry for intermediaries has unveiled a series of lending criteria changes aimed at giving...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly,...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial...

PROFILES