criteria

Hinckley & Rugby slashes buy-to-let fixed rates

Hinckley & Rugby for Intermediaries has slashed rates on two of its buy-to-let products. The...

Saffron for Intermediaries unveils major updates

Saffron for Intermediaries has unveiled significant mortgage updates including introducing four new lending categories...

West Brom reduces rates across shared ownership range

West Brom Building Society has announced a series of mortgage rate reductions within its...

Finova launches pre-configured buy-to-let platform for lenders

Finova, the UK’s largest cloud-based mortgage and savings software provider, has launched a new...

Fleet Mortgages Launches new 2-year cashbacks

Fleet Mortgages has launched of three new 65% LTV 2-year fixed-rate products with cashback...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Funding 365 cuts rates to 0.64%

Funding 365 has today revealed rate reductions across its Residential Bridge and Light Refurbishment...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Knowledge Bank joins forces with Specialist Finance Academy

The Specialist Finance Academy has formed a new partnership with Knowledge Bank, the mortgage...

Newcastle for Intermediaries removes age cap on standard repayment mortgages

Newcastle for Intermediaries has abolished the maximum age limit for the repayment of standard...

Virgin Money and Clydesdale Bank expand criteria and boost approval rates

Virgin Money and Clydesdale Bank have unveiled a series of lending changes aimed at...

Nationwide unveils affordability boost for remortgage customers

Nationwide Building Society has introduced enhanced affordability criteria for remortgage customers taking out a...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

Market Harborough broadens tier two mortgage criteria to boost complex case lending

Market Harborough Building Society has introduced a series of criteria enhancements to its tier...

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COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Newcastle for Intermediaries cuts mortgage rates

Newcastle for Intermediaries has cut rates across its residential mortgage range, reducing pricing by...

Peace of mind matters more than price in home insurance, research finds

A new study by general insurance provider Paymentshield has found that nearly half of...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

Brokers report surge in limited company buy-to-let demand

Three-quarters of brokers have seen growing demand for limited company buy-to-let products over the...

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