Comment

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme -...

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief...

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being...

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small,...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES