Case Studies

UTB completes £125k second charge loan in two days

United Trust Bank has completed a £125,000 second charge loan from application to completion...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

Visionary Finance arranges £25.5m private bank loan on Holland Park home

Visionary Finance has completed a £25.5 million facility for an ultra-high-net-worth borrower, secured against...

Rely completes buy-to-let remortgage in 6.5 working days

Rely has completed a buy-to-let remortgage in 6.5 working days, moving a landlord off...

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

Norton Home Loans completes first MAB case after lender panel appointment

Norton Home Loans has completed its first case with Mortgage Advice Bureau since joining...

24-hour secured loan case underlines growing use of specialist finance

A secured loan completed within 24 hours is being cited as a sign of...

Norton Home Loans backs self-employed adverse borrower in Right to Buy purchase

Norton Home Loans has completed a £39,000 mortgage for a self-employed chef purchasing their...

Rely completes £2.1m buy-to-let refinance ahead of development loan deadline

Rely has completed a £2.1m buy-to-let refinance on a newly built four-home portfolio, securing...

Opus First Media launches Bridging Soup

Opus First Media has expanded its specialist publishing portfolio with the launch of Bridging...

Redwood backs assisted living expansion with HMO funding package

Redwood Bank, working with Propp Limited, has provided funding for three HMOs in Guildford,...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES