Buy-to-let

Fleet Mortgages cuts two-year fixed rates

Fleet Mortgages has made a series of rate cuts across its two-year fixed-rate products. On...

Together welcomes new distributor partners and national account manager

Together has announced two new partnerships with New Leaf and Brilliant Solutions. The pair are...

Market Harborough BS becomes latest mutual to cut SVR

Market Harborough Building Society is lowering its Standard Variable Rate (SVR) by 20 basis...

Allica Bank moves into residential BTL market

Allica Bank has expanded its commercial mortgage proposition by entering the specialist buy-to-let residential...

Gatehouse Bank reduces selected rates for UK residents

Gatehouse Bank has lowered rental rates across selected Home Purchase Plans (HPP) and buy-to-let...

HTB funds portfolio expansion with £6m facility

Hampshire Trust Bank (HTB) has provided funding to the tune of £6 million to...

Landlord rental yields reach 13-year high

Rental yields for landlords in the UK have reached their highest level since 2011,...

Enra completes £320m securitisation

Enra Specialist Finance, the parent company of West One Loans, has successfully completed its...

MT Finance reduces buy-to-let mortgage rates

MT Finance has cut its buy-to-let mortgage rates by up to 50 basis point...

Cooling rental growth poses new challenges for buy-to-let sector

Latest data from Hamptons reveals a continued slowdown in rental growth for new lets...

UK mortgage market braces for impact as business creation hits 8-year low

Mortgage intermediaries across the UK are being urged to prepare for tougher times as...

Brokers predict two further base rate cuts this year

Landbay has reported that mortgage brokers are now expecting just two more interest rate...

Barclays cuts rates for existing customers

Barclays is making changes to its EMC (existing mortgage customer) products. All the changes are...

Demystifying the specialist buy-to-let journey

The words complex and specialist are often used in the intermediary market, particularly in...

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COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...