Brilliant Solutions has announced the addition of Kensington onto its lending panel for both the mortgage club and packaged business through the specialist mortgages team.

The firm will offer all of Kensington’s core range of residential and buy-to-let products through both channels, in addition to a 90% LTV residential semi-exclusive.

Rates with this 90% product start at 4.89% for a two-year fixed rate and 5.19% for a three-year fixed rate.

Kensington focusses on helping clients of intermediaries whose circumstances require individual assessment by an experienced underwriter, including credit score declines, self-employed and contractors. The lender is able to consider applicants with communications defaults or performing debt management plans, self-employed customers who want to use their most recent year’s figures and contractors with less than 12 months history, as long as they are contracting within an existing profession.

Matthew Arena, managing director of Brilliant Solutions, said: “We are really pleased to begin a new relationship with Kensington. The lender has been a consistent supporter of the intermediary market for more than 20 years and the addition of Kensington to Brilliant’s panel offers a new options for our intermediaries, particularly those who are looking for 90% LTV specialist residential or 80% LTV buy-to-let mortgages.”

Steve Griffiths, head of sales and distribution at Kensington, said: “Brilliant Solutions provides an important resource for brokers and will be a very important partner for Kensington as we continue to grow our business.

“We can’t wait to start working with Matthew and his team on distributing our core range and developing new products to provide more options for their introducers in the future.”