Brickflow has partnered with BloomSmith to offer VAT bridging loans for commercial property purchases, expanding the range of finance solutions available on its digital marketplace.

The move gives brokers, debt advisers and their clients access to short-term funding to cover VAT liabilities on commercial property and land transactions, without the need to release equity or renegotiate terms with senior lenders.

BloomSmith specialises in unsecured VAT bridging finance and has provided loans against more than £275m of property since its launch in 2015. Its process allows borrowers to receive funds within 48 hours of legals being connected, with HMRC repaying BloomSmith directly at the end of the loan term.

Ian Humphreys, chief executive and founder of Brickflow, said: “The addition of BloomSmith to the Brickflow platform is an exciting development as we look towards a strong second half of 2025.

“We are dedicated to delivering holistic financing solutions to our clients, and expanding into bespoke VAT funding highlights the scope of the borrowing options we provide.”

Nigel Smith, chief executive of BloomSmith, said: “Joining the Brickflow platform is central to our goal of supercharging BloomSmith’s future lending opportunities.

“As the UK’s largest commercial property finance marketplace, this partnership opens the door to numerous prospective borrowers who can benefit from VAT funding but may otherwise have been unaware of our provision.”

Brickflow, which positions itself as the UK’s first digital marketplace for specialist property finance, said the tie-up with BloomSmith forms part of its mission to simplify access to commercial property lending. The platform enables borrowers and brokers to search, compare and apply for finance across a growing panel of lenders, now including VAT bridging loans.