Blogs

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...

Interest-only – it can’t all be bad?

We have previously reported on this topic on a number of occasions, but, since...

The shocking cost of insurance fraud

Mortgage fraud is a concept we are all well aware of. It has...

When did comparison sites start working against competition?

Information.  It’s the lifeblood of any market, enabling buyers and sellers to make the...

Living in the material world…

You’d be forgiven for having missed it given how little coverage there has been,...

Peer-to-peer regulation is boost for innovation in lending

The Treasury last week announced that peer-to-peer (P2P) lending will fall under the Financial...

Why trust will make peer-to-business lending a success

Innovations are often met with a great deal of scepticism and rightly so. There...

The importance of valuation instructions

Phimister v DM Hall LLP CSOH 169 The issue was the scope of the...

Crowdfunding: enabling advisers to become marketers

If one of your business clients came to you and asked for help marketing...

Keeping a watch on tenant arrears

A recent survey by a Law of Property Act receiver estimates that there are...

Crowdfunding is turning finance truly social

Everyone knows the internet is a wonderful thing. It connects people who are relevant...

All 99 and no flake

The news a couple of months ago of the resignation of Adrian Bloomfield from...

Alternative finance: what’s in a security?

Done the right way, anything can be good security. What prevents it from happening...

What’s funding your funder?

I have read with interest the recent articles by specialist lenders on their own...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...