Blogs

Sourcing systems are here to stay

(No underwriters were harmed during the making of this blog) In the last two and...

Dinosaurs: Think secured loan regulation won’t affect you?

So it won’t be long now until the world changes again for us brokers....

Ensure clients conduct a household MOT

The insurance sector is facing a hefty bill from storm St Jude that...

So many secured loans, so few brokers

These last few weeks I've been wondering why on earth there are so few...

Networks: don’t be surprised by your ARs

A few years ago, a member of our team approached me with an expression...

Are we becoming ageist?

There are more centenarians in England and Wales than ever before. The Office for...

Immortalising a legend

In mid-2011, still in the thick soup of the crunch, we sold up and...

How can a secured loan be cheaper than a remo?

So, how can a secured loan be £215,000 cheaper than a remortgage? Well, lend...

Your Help to Buy responsibilities

The government’s Help to Buy scheme hit the headlines again earlier this month following...

Embrace technology – but be careful who you cosy up with

Apparently more than 400 insurance-related patents were filed last year with the use of...

Some people need just a little more help

It probably will come as no surprise to intermediaries that a recent study published...

Mortgage brokers must embrace impending secured loan regulation

With just a few months before the FCA issues its guidelines surrounding the forthcoming...

Add-ons under attack

I hate to say I told you so but… It’s a couple of months...

Big data: big opportunity or big headache?

Did you know that 90% of the world’s stored data has been created just...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...