Blogs

Is the industry too pessimistic about the year ahead?

As you might have expected, there has been a flurry of data, statistics and...

Planning and development changes offer new year opportunities

The end of the year is not only a time for reflection, but for...

Are we underestimating the cost of retrofitting?

Whether we like it or not, most things in life usually come down to...

Express yourself

Bridging finance has many attractions, but the one which is almost always relevant to...

AI is not the answer for later life lending

Earlier this year, the government held a conference on Artificial Intelligence (AI) as Rishi...

Why remortgaging remains a viable capital raising tool

Time is of the essence in the buy-to-let (BTL) market, where the ability to...

Always time to mitigate your fraud risk

In times of economic uncertainty, the risk of fraudulent activity and financial crime often...

New build solutions in a challenging market

New build properties are an attractive proposition for many borrowers, whether they are a...

Don’t underestimate the value of trackers in today’s market

Rate levels, as you might expect, continue to dominate market debate, particularly in the...

Offering landlords that bit extra

I’m sure that those firms operating in the intermediary market with a strong landlord...

Helping FTBs overcome the affordability hurdle in testing times

The challenges faced by first-time buyers (FTBs) have been well-documented over the years. Issues...

Are you asking the right questions of your CRM system?

I’m sure the vast majority of us are constantly searching for a variety of...

Converting the bridging opportunities

Given the sustained lull in the overall volume of property-related transactions over the course...

Customer service – from the broker’s point of view

Excellent customer service is the lifeblood of the mortgage and client relationship, but from...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES