Blogs

Time to define ‘niche’?

In days of old, the word niche was a catch-all way of describing anything...

Gain a full understanding of the second charge sphere

It’s no secret how hard it currently is to secure the services of a...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

The self-employed shouldn’t be second-class mortgage borrowers

The end of the government’s furlough scheme marks another step towards a pre-pandemic normality...

Driving standards in the private rented sector

Buy-to-let is a divisive subject. Mention the term round the dinner party table and...

Want more GI sales? It’s all about the PITCH

Insurance is a saturated market. Consumers have many different options available to them. They...

Regular client contact more important than ever

We are now over half-way through September and some might say half a month...

Financial advice/coaching – are we there yet?

Parents and grandparents will be familiar with the question, “Are we there yet?” Particularly...

Brokers can help FTBs with credit issues

The recent growth in the number of lenders offering high LTV mortgage products to...

Brokers get the credit for picking the right remortgage partners

In an ideal world, there would not be any pressing time deadlines when it...

The current mortgage market remains robust

On the back of an exciting start to the new football season, it’s time...

Networks choosing AR firms, as much as vice versa

For appointed representative (AR) firms, choosing the right network is perhaps the most important...

Retirement can be taxing

Many headlines concentrate on the gross return various investments yield. Yet when income is...

Reports of death of city centre living are greatly exaggerated

Not so long ago, I was asked to provide comment on what I thought...

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COMMENT

2026 will see the normalisation of AI across the mortgage industry

As we look ahead to 2026, there is one word that sits at the heart of how I feel about the mortgage industry: opportunity....

Starting well is easy… staying well is the work

January often arrives with good intentions. Fresh starts. New habits. A quiet promise to ourselves that this year will be different. And for many people,...

From one-off deal to lifetime client: why protection reviews keep you connected

When I first started out in the mortgage industry, I used to think the relationship naturally tapered off once a customer completed on their...

2026 forecasts: why advice will matter even more this year

As we move into 2026, mortgage rules are changing and the aim is clear to make it easier for borrowers to speak to lenders,...

Limited company buy-to-let moves centre stage

The 2025 Budget will be remembered for many things, but the slip-up that ironically saw the Office for Budget Responsibility figures released minutes before...

Latest news

The Cambridge lifts LTV on expat and holiday let buy-to-let mortgages

The Cambridge Building Society has increased the maximum loan-to-value on two specialist buy-to-let ranges...

Direct authorisation retreats as networks consolidate their grip on advice market

New FCA data points to a widening structural divide between directly authorised firms and...

Early January sees sharp rise in demand for home mover services

Demand for home mover services jumped sharply in the first half of January, with...

Coventry targets energy-efficient buy-to-let with new intermediary range

Coventry for intermediaries has launched a new range of buy-to-let products aimed at landlords...

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