Blogs

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Landlords could benefit from growing market of ‘forever renters’

Like the rest of the housing market, the rental sector has been under increasing...

Building trust when it comes to protection claims

When it comes to protection insurance, the independent advice community could well be called...

Preparing for an EPC policy reversal

The new Labour government has begun outlining its commitment to improving the energy efficiency...

Recruiting the FCA way

For advisers looking to expand their business, choosing the right people to join the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

The rising value of the semi-commercial sector

There’s always a huge amount of talk around the ‘next big thing’ in any...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Election 2024: understanding each party’s housing policies

It’s very hard to view anything at the moment without looking at it via...

Charting the right course on protection advice

To say that having a strong protection proposition, or an arrangement where you refer...

The cost of aborted UK property transactions: implications for mortgage advisers

In the dynamic landscape of the UK property market, mortgage advisers play a pivotal...

Delivering a specialist FTB focus

The somewhat unexpected early election call will inevitably impact the UK housing market to...

The positive impact of self-build

There are plenty of people out there with aspirations of building their own home...

Helping advisers build their businesses – a personal and holistic approach

Mortgage and protection advisers came together for a day of learning and networking at...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

PROFILES