Blogs

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

BBR hold decision shouldn’t take away from positive outlook

After this month’s MPC meeting and the decision to hold Bank Base Rate (BBR)...

Do MPs really understand the current market environment?

It was intriguing to watch the recent verbal evidence session of the Levelling Up,...

Local knowledge crucial to delivering for brokers across the country

One particularly encouraging aspect to the market at the moment is the appetite to...

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

Why landlords need specialist solutions

Supply and demand is a constant topic of conversation within the wider UK housing...

Identifying the three most common approaches to surveys

According to recent data from Rightmove, Thursday 28 March signified the biggest day for...

Top questions asked by brokers on mortgage fraud

Kirsty Jefferies, financial crime manager, intermediary and solicitor panel, Coventry for intermediaries, and Andrew...

Purchase market improvement could make all the difference in 2024

Slowly but surely, the clouds do appear to be breaking up when it comes...

What could move the ‘landlord activity’ dial?

Importantly, as we move through the Spring months, there are plenty of positive indications...

The adviser must take a pivotal role in the conveyancing process

When it comes to the home buying and selling process, I wonder how consumers...

Improving commercial mortgage accessibility

The expertise and support required by a variety of borrowers has amplified over the...

Buyers who opt out of a professional survey are left open to hidden costs

While stepping onto the property ladder for the first time marks a major milestone...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

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