Blogs

How could ChatGPT revolutionise the mortgage market?

Since its launch last November, ChatGPT has taken the world by storm, gathering momentum...

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Why being self-employed isn’t a barrier to mortgages at 50 or 90

It is generally thought that if a person is self-employed, their mortgage options are...

Finding ways to avoid the turbulence

Interest rate time horizons can be difficult to deal with at the best of...

Ignore the out-of-date picture of later life lending

When it comes to advising in the later life lending space, one thing you...

First-time landlords are not a dying breed

The ongoing debate about the private rental sector (PRS) having anywhere near adequate supply...

EPC rules will put the rental sector to the test

As I write, speculation is mounting that the Government is on the verge of...

Homeowners look to consolidate debt as credit card spending grows

As of January 2023, a staggering £63.9 billion was outstanding on credit cards, following...

Flexible approach key to opening up retirement mortgages

There can be no doubt that demand for later life lending is strong at...

Significant dates for the broker diary

There are a few notable dates to be aware of this month – first...

Digging deeper for buy-to-let

Ever since the first product of its kind was launched into the mortgage market...

Why the BTL contraction is damaging to FTBs

The borrowing capacity of UK homeowners has reduced significantly over the last year, as...

Is there a more traditional lending springboard around the corner?

As we edge closer to Spring and, historically speaking, the busiest time of year...
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COMMENT

MIMHC

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Latest news

MIMHC

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...
AI

AI skills gap poses major challenge for financial services sector

The financial services sector will need to recruit and retrain around 450,000 highly skilled...
News

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...
News

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

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