Blogs

A specialist approach to bolstering revenue shortfalls

The housing and mortgage markets continue to generate a huge amount of column inches,...

Advisers need to work harder with landlord clients for a brighter future

There are a lot of seemingly conflicting forces at play in the UK housing...

Is it time for an authorisation rethink?

The recent announcement that Tenet was closing its network and moving its mortgage and...

A continuous focus on marketing pays dividends

With the schools (apart from those with crumbling concrete) reopening, we all have to...

Has the Bank Base Rate finally peaked?

Monetary Policy Committee (MPC) meetings are always eagerly anticipated in our world but I...

Inflation is often misunderstood

Even in - what looks like - an economy where inflation is heading downwards,...

It makes sense for lenders to target high LTV business

Even towards the end of August, many ‘Out of Offices’ were still on throughout...

Why you need to continually appraise where your business is at

Working in this sector, and telling people what you do, you’ll always be asked...

Focus on Principals and their AR support provisions

Back in December last year, the FCA introduced additional rules for Principals related to...

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...
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COMMENT

Homebuying

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

News

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...
Buy-to-let

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...
Buy-to-let

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...
Buy-to-let

Keystone launches special edition HMO range

Keystone Property Finance has launched a number of special edition HMO & MUFB products...

PROFILES