Blogs

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Make the most of the market chatter

As always, the inflation figures followed by the MPC meeting and its resultant Bank...

The rise and rise of the mixed-use mortgage

Diversification has always been a key word for any successful business operating across the...

Reasons to be positive

The first two months of 2024 have certainly been more positive for the market...

Housebuilding – how can we keep getting it so wrong?

As Housing Secretary, Michael Gove, once again makes promises to tackle the housing crisis...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

A government boost for downsizers would help us all

With good reason, a lot of energy and activity is focused on and around...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

Commercial conversions can deliver for developers and landlords alike

If there is one thing that everyone in the housing market will agree on,...

Challenging market sees uptick in ARs

For anyone in the mortgage market, especially networks, there is always one table that...

Tapping into semi-commercial opportunities

It has been a tough few years for buy-to-let (BTL) landlords with higher interest...

Fixating on those specialist opportunities

I’m sure that we will see a number of twists, turns and shifts in...

In later life lending, labels matter

Ours is an industry where language matters. Where what we say to each other...

How will the PT market play out?

When does political speak such as, ‘We always keep these types of things under...

COMMENT

In our industry, competition and collaboration aren’t opposites

If there's one theme running through the market at the moment, it's the power of retention, and just how much can be achieved when...

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Latest news

Mortgage deals drive two in five bank account switches

Two in five mortgage holders who changed banks after moving home did so to...

Landlords face £40k penalties as property licensing expands

Landlords are being urged to check local licensing rules as councils expand schemes and...

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might...

Mortgage rates set to rise as leading banks reprice deals

Mortgage borrowers face higher costs as leading lenders respond to a rise in swap...

PROFILES