Blogs

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

Look beyond the credit score to support borrowers with complex incomes

The working world has changed significantly in recent years. It’s not just the ability...

Is the industry too pessimistic about the year ahead?

As you might have expected, there has been a flurry of data, statistics and...

Planning and development changes offer new year opportunities

The end of the year is not only a time for reflection, but for...

Are we underestimating the cost of retrofitting?

Whether we like it or not, most things in life usually come down to...

Express yourself

Bridging finance has many attractions, but the one which is almost always relevant to...

AI is not the answer for later life lending

Earlier this year, the government held a conference on Artificial Intelligence (AI) as Rishi...

Why remortgaging remains a viable capital raising tool

Time is of the essence in the buy-to-let (BTL) market, where the ability to...

Always time to mitigate your fraud risk

In times of economic uncertainty, the risk of fraudulent activity and financial crime often...

New build solutions in a challenging market

New build properties are an attractive proposition for many borrowers, whether they are a...

Don’t underestimate the value of trackers in today’s market

Rate levels, as you might expect, continue to dominate market debate, particularly in the...

Offering landlords that bit extra

I’m sure that those firms operating in the intermediary market with a strong landlord...

Helping FTBs overcome the affordability hurdle in testing times

The challenges faced by first-time buyers (FTBs) have been well-documented over the years. Issues...

Are you asking the right questions of your CRM system?

I’m sure the vast majority of us are constantly searching for a variety of...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

PropTech

PropTech silos prolong mortgage journey, Houzecheck warns

Disconnected property technology is creating new data silos instead of delivering faster mortgage and...
Building Societies

Swansea BS completes £25k charity fund with YMCA Cardiff donation

Swansea Building Society has completed an anniversary charity fund with a £3,000 donation to...
Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...
Regulation

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

PROFILES