Blogs

In-person valuations will be crucial in uncertain market

The intense demand for property and subsequent bidding wars we saw in 2022 led...

Advisers have the quality and resilience to deliver in 2023

First up, let me wish everyone reading this a very Happy New Year. I...

Can pricing continue to track down?

As we motor towards the end of the year, it’s important to reflect on...

Advisers need to cover every avenue in the current climate

Even while much of England and Wales at is sending themselves into a footballing...

Reality returns when it comes to pricing property

While we might have seen mortgage pricing turned on its head these last few...

What exactly is development finance?

On the surface, the term ‘development finance’ might seem a straightforward one. Even those...

Stamp Duty deadline return is challenge for brokers and borrowers alike

Even though there was only one real mention of the housing market in the...

Handling the time pressures within the later life advice space

Working under pressure is something that later life advisers, and indeed everyone in the...

What will lenders do to improve purchase figures?

The reaction, or might we even say lack of reaction, to the Bank of...

What next for first-time buyers?

Over the past few weeks I’ve been thinking a lot about the situation for...

Finding solutions in the current buy-to-let market

Options. Ask most advisers what they are seeking to provide their clients with, and I...

Protection as costs of living rise: a question of affordability and value?  

It’s no secret that the costs of living in the UK are rising, with...

Transparency and communication are key at times like these

Even for those of us who have been in the mortgage market for a...

How did we get here?

Lenders, intermediaries and borrowers have experienced a turbulent few weeks and there’s no denying...
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COMMENT

Opinions & blogs

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

News

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...
criteria

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...
Protection

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...
Compliance

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

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