Blogs

The positive impact of self-build

There are plenty of people out there with aspirations of building their own home...

Helping advisers build their businesses – a personal and holistic approach

Mortgage and protection advisers came together for a day of learning and networking at...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

BBR hold decision shouldn’t take away from positive outlook

After this month’s MPC meeting and the decision to hold Bank Base Rate (BBR)...

Do MPs really understand the current market environment?

It was intriguing to watch the recent verbal evidence session of the Levelling Up,...

Local knowledge crucial to delivering for brokers across the country

One particularly encouraging aspect to the market at the moment is the appetite to...

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

Why landlords need specialist solutions

Supply and demand is a constant topic of conversation within the wider UK housing...

Identifying the three most common approaches to surveys

According to recent data from Rightmove, Thursday 28 March signified the biggest day for...

Top questions asked by brokers on mortgage fraud

Kirsty Jefferies, financial crime manager, intermediary and solicitor panel, Coventry for intermediaries, and Andrew...

Purchase market improvement could make all the difference in 2024

Slowly but surely, the clouds do appear to be breaking up when it comes...

What could move the ‘landlord activity’ dial?

Importantly, as we move through the Spring months, there are plenty of positive indications...

The adviser must take a pivotal role in the conveyancing process

When it comes to the home buying and selling process, I wonder how consumers...

Improving commercial mortgage accessibility

The expertise and support required by a variety of borrowers has amplified over the...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES