Blogs

Commercial conversions can deliver for developers and landlords alike

If there is one thing that everyone in the housing market will agree on,...

Challenging market sees uptick in ARs

For anyone in the mortgage market, especially networks, there is always one table that...

Tapping into semi-commercial opportunities

It has been a tough few years for buy-to-let (BTL) landlords with higher interest...

Fixating on those specialist opportunities

I’m sure that we will see a number of twists, turns and shifts in...

In later life lending, labels matter

Ours is an industry where language matters. Where what we say to each other...

How will the PT market play out?

When does political speak such as, ‘We always keep these types of things under...

Landlord purchase business to continue growth trajectory

The buy-to-let market has started 2024 at a fair old lick with plenty of...

Flexibility through remortgaging

Every January, the new year ushers in the chance for change, the opportunity to...

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

Look beyond the credit score to support borrowers with complex incomes

The working world has changed significantly in recent years. It’s not just the ability...

Is the industry too pessimistic about the year ahead?

As you might have expected, there has been a flurry of data, statistics and...

Planning and development changes offer new year opportunities

The end of the year is not only a time for reflection, but for...

Are we underestimating the cost of retrofitting?

Whether we like it or not, most things in life usually come down to...

Express yourself

Bridging finance has many attractions, but the one which is almost always relevant to...

COMMENT

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

Latest news

HMO landlords plan five-figure spending as costs and regulation rise

More HMO landlords expect to spend upwards of £10,000 on property improvements over the...

BrokerSync grows network after Acre technology deal

BrokerSync has expanded its appointed representative network to 24 firms in the six months...

TransUnion widens consumer credit score range to 0 – 999

TransUnion has introduced a new consumer credit score in the UK, although the credit...

Company ownership dominates larger buy-to-let portfolios

More than 45% of UK buy-to-let ownership is held through companies, with the proportion...

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