Blogs

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Landlords could benefit from growing market of ‘forever renters’

Like the rest of the housing market, the rental sector has been under increasing...

Building trust when it comes to protection claims

When it comes to protection insurance, the independent advice community could well be called...

Preparing for an EPC policy reversal

The new Labour government has begun outlining its commitment to improving the energy efficiency...

Recruiting the FCA way

For advisers looking to expand their business, choosing the right people to join the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

The rising value of the semi-commercial sector

There’s always a huge amount of talk around the ‘next big thing’ in any...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Election 2024: understanding each party’s housing policies

It’s very hard to view anything at the moment without looking at it via...

Charting the right course on protection advice

To say that having a strong protection proposition, or an arrangement where you refer...

The cost of aborted UK property transactions: implications for mortgage advisers

In the dynamic landscape of the UK property market, mortgage advisers play a pivotal...

Delivering a specialist FTB focus

The somewhat unexpected early election call will inevitably impact the UK housing market to...

The positive impact of self-build

There are plenty of people out there with aspirations of building their own home...

Helping advisers build their businesses – a personal and holistic approach

Mortgage and protection advisers came together for a day of learning and networking at...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Air and Mortgage Brain link sourcing platforms to widen later life lending options

Air and Mortgage Brain have agreed a collaboration designed to help mortgage advisers assess...

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...

LMS appoints Ian Robinson as permanent chief executive

LMS has appointed Ian Robinson as its permanent chief executive, four months after he...

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

PROFILES