Blogs

More versatility will help borrowers repair their credit hiccups

There can be no question that the last few years have put the finances...

Taking a longer mortgage term if necessary should be championed, not chastised

The decisions facing prospective first-time buyers at the moment are interesting on so many...

Transparency is vital to upholding equity release standards

The reasons why a client might want to take out an equity release product...

I don’t expect large house price fluctuations in either direction

As I write this, the Rightmove asking house price index has just been published,...

Don’t overlook the strengths of the regulated bridging loan

There’s no denying the success of the bridging sector over recent years. It has...

It’s time we work more closely together, for everyone’s benefit

After having a stressful few years in the industry and seeing and hearing the...

Flexible approach to JBSP can open doors for borrowers

There is no question that things remain challenging for those hoping to purchase a...

Landlords have good reason for increased PRS confidence

Running the rule over the latest BVA BDRC landlord research survey results, it is...

How could ChatGPT revolutionise the mortgage market?

Since its launch last November, ChatGPT has taken the world by storm, gathering momentum...

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Why being self-employed isn’t a barrier to mortgages at 50 or 90

It is generally thought that if a person is self-employed, their mortgage options are...

Finding ways to avoid the turbulence

Interest rate time horizons can be difficult to deal with at the best of...

Ignore the out-of-date picture of later life lending

When it comes to advising in the later life lending space, one thing you...
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COMMENT

Credit Risk

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

Latest news

Buy-to-let

Foundation launches limited-edition buy-to-let fixes at 75% LTV

Foundation has launched two limited-edition buy-to-let fixed-rate products for landlord borrowers at 75% loan-to-value. The...
Economy

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely...
Credit Risk

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself...
News

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later...

PROFILES