Blogs

How will individual lenders react to this crisis?

How things can change, and how quickly they can change. From a position where many...

Retirement knowledge

Where are you on the Dunning-Kruger competence curve on retirement income planning? I ask...

Where is the economy really going?

Q: How many economists does it take to change a light bulb? A: Seven, plus...

Some are better at closing the protection gap than others

For as long as I can remember, the advisory profession has been grappling with...

We need to look beyond Stamp Duty changes

There’s a Radiohead song called ‘2 + 2 = 5’ which, if I’m not...

Equity release growth stalled in 2019. Why?

Key has published its UK Equity Release Market Monitor for 2019. The headline from...

We need a regulatory level-playing field

Landlords have had their fair share of new rules and regulations to deal with...

Risk probability

I am writing this a few days after I recently listened to the pollster,...

Dealing with the challenges of the future

As we move towards the end of the year, it’s natural to review the...

Sam Barker: broker positivity will shine through

“In limbo, slowing down, genuine concerns.” No, not extracts from my old school reports...

A house-buying reservation agreement pilot would be very welcome

Today, certainty can seem in very short supply and it therefore makes sense that...

Having those difficult conversations

Maybe I am getting older, but I seem to be attending more funerals recently....

Retirement income and what to use – pension fund or housing wealth?

This is a what came first, the chicken or the egg, conundrum. It is common...

Easing tension between lenders and advisers

At any given time in our market, I think it’s always possible to sense...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...