Blogs

Have we reached a tipping point?

As the curtains closed on a hugely successful Olympic Games in Paris, Tom Cruise...

Tapping into the specialist lending market

Demand for specialist mortgages has risen significantly over the last few years as a...

Flying the second charge flag

The rise of the second charge mortgage market has been very well documented over...

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Landlords could benefit from growing market of ‘forever renters’

Like the rest of the housing market, the rental sector has been under increasing...

Building trust when it comes to protection claims

When it comes to protection insurance, the independent advice community could well be called...

Preparing for an EPC policy reversal

The new Labour government has begun outlining its commitment to improving the energy efficiency...

Recruiting the FCA way

For advisers looking to expand their business, choosing the right people to join the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

The rising value of the semi-commercial sector

There’s always a huge amount of talk around the ‘next big thing’ in any...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Election 2024: understanding each party’s housing policies

It’s very hard to view anything at the moment without looking at it via...

Charting the right course on protection advice

To say that having a strong protection proposition, or an arrangement where you refer...

The cost of aborted UK property transactions: implications for mortgage advisers

In the dynamic landscape of the UK property market, mortgage advisers play a pivotal...

COMMENT

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

Latest news

Goldman Sachs reduces Secure Trust Bank holding below 3%

Goldman Sachs has reduced its disclosed voting interest in Secure Trust Bank from 3.15%...

Global equity release lending forecast to treble to $52bn by 2035

Annual equity release lending worldwide is forecast to reach $52 billion by 2035, almost...

Buy-to-let yields climb to 15-year high as regional returns strengthen

Gross buy-to-let yields reached 7.22% in the third quarter of 2026, their highest level...

Mortgage Brain gives brokers more control over Nationwide DIP applications

Mortgage Brain has updated its Submissions Brain platform to give brokers greater control over...

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