Blogs

Advisers need to work harder with landlord clients for a brighter future

There are a lot of seemingly conflicting forces at play in the UK housing...

Is it time for an authorisation rethink?

The recent announcement that Tenet was closing its network and moving its mortgage and...

A continuous focus on marketing pays dividends

With the schools (apart from those with crumbling concrete) reopening, we all have to...

Has the Bank Base Rate finally peaked?

Monetary Policy Committee (MPC) meetings are always eagerly anticipated in our world but I...

Inflation is often misunderstood

Even in - what looks like - an economy where inflation is heading downwards,...

It makes sense for lenders to target high LTV business

Even towards the end of August, many ‘Out of Offices’ were still on throughout...

Why you need to continually appraise where your business is at

Working in this sector, and telling people what you do, you’ll always be asked...

Focus on Principals and their AR support provisions

Back in December last year, the FCA introduced additional rules for Principals related to...

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...

The proximity of a General Election won’t improve market efficiency

Understandably, there is a lot of political heat being placed under the current mortgage...
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COMMENT

Bridging

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Latest news

Mortgages

Foundation reintroduces pound-for-pound remortgage product

Foundation has reintroduced its F1 pound-for-pound (£4£) remortgage product and reduced rates across its...
Cover

Paymentshield boosts sales team

Paymentshield has made a series of sales appointments, in a move it said reinforces...
Later Life

Key Partnerships urges advisers to raise standards

Firms referring customers for later life lending advice must place greater focus on best...
Appointments

Together appoints corporate affairs director

Specialist lender Together has appointed Kate Grimoldby as its new corporate affairs director, reporting...

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