Blogs

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

A government boost for downsizers would help us all

With good reason, a lot of energy and activity is focused on and around...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

Commercial conversions can deliver for developers and landlords alike

If there is one thing that everyone in the housing market will agree on,...

Challenging market sees uptick in ARs

For anyone in the mortgage market, especially networks, there is always one table that...

Tapping into semi-commercial opportunities

It has been a tough few years for buy-to-let (BTL) landlords with higher interest...

Fixating on those specialist opportunities

I’m sure that we will see a number of twists, turns and shifts in...

In later life lending, labels matter

Ours is an industry where language matters. Where what we say to each other...

How will the PT market play out?

When does political speak such as, ‘We always keep these types of things under...

Landlord purchase business to continue growth trajectory

The buy-to-let market has started 2024 at a fair old lick with plenty of...

Flexibility through remortgaging

Every January, the new year ushers in the chance for change, the opportunity to...

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

Look beyond the credit score to support borrowers with complex incomes

The working world has changed significantly in recent years. It’s not just the ability...

Is the industry too pessimistic about the year ahead?

As you might have expected, there has been a flurry of data, statistics and...
1...353637...62Page 36 of 62

COMMENT

Comment

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Latest news

News

UK residential property transactions fall in July as uncertainty weighs on market

UK residential property transactions declined in July on a seasonally adjusted basis as borrowing...
News

Zurich joins UnderwriteMe protection platform in limited rollout

Zurich has made its Personal Protection and Income Protection products available through UnderwriteMe's Protection...
News

Access FS targets adviser expansion in five-year growth plan

Access Financial Services has unveiled a five-year strategy to expand its adviser network, develop...
Building Societies

Buckinghamshire BS introduces broker affordability calculator

Buckinghamshire Building Society has launched a residential affordability calculator intended to give mortgage brokers...

PROFILES