Blogs

Tapping into semi-commercial opportunities

It has been a tough few years for buy-to-let (BTL) landlords with higher interest...

Fixating on those specialist opportunities

I’m sure that we will see a number of twists, turns and shifts in...

In later life lending, labels matter

Ours is an industry where language matters. Where what we say to each other...

How will the PT market play out?

When does political speak such as, ‘We always keep these types of things under...

Landlord purchase business to continue growth trajectory

The buy-to-let market has started 2024 at a fair old lick with plenty of...

Flexibility through remortgaging

Every January, the new year ushers in the chance for change, the opportunity to...

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

Look beyond the credit score to support borrowers with complex incomes

The working world has changed significantly in recent years. It’s not just the ability...

Is the industry too pessimistic about the year ahead?

As you might have expected, there has been a flurry of data, statistics and...

Planning and development changes offer new year opportunities

The end of the year is not only a time for reflection, but for...

Are we underestimating the cost of retrofitting?

Whether we like it or not, most things in life usually come down to...

Express yourself

Bridging finance has many attractions, but the one which is almost always relevant to...

AI is not the answer for later life lending

Earlier this year, the government held a conference on Artificial Intelligence (AI) as Rishi...

Why remortgaging remains a viable capital raising tool

Time is of the essence in the buy-to-let (BTL) market, where the ability to...
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COMMENT

Comment

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Latest news

First-time buyers

First-time buyer support tops Gen Z priorities

Support for building new homes locally is almost twice as high as opposition while...
Appointments

Target Group appoints former Equiniti chief Paul Lynam to board

Target Group has appointed financial services veteran Paul Lynam as a non-executive director. Lynam (pictured)...
events

HSBC UK to examine economic shocks and mortgage rates in adviser webinars

HSBC UK will hold two webinars for mortgage intermediaries examining how political and economic...
Protection

Emergency savings searches surge as households face income pressures

Online searches for "emergency savings" rose by 950% year on year as households considered...

PROFILES