Blogs

Managing the FCA’s later life mortgage expectations

Our sector continues to dissect September’s FCA review focused on the ‘Action needed to...

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

We need to adapt to the changing profiles of borrowers

Time stops for no one, and neither does the possibility of change. What might...

Identifying opportunities for 2024

We are now well into the final quarter of the year, and while we...

It really is harder than ever for first-time buyers

When I hear people of a different generation compare their home-owning journey to that...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Balancing the residential lending books

As a lending community, it’s part and parcel of our future planning to be...

Providing alternatives to bridging for property professionals

The short-term lending market today is a well-established and professional sector and bridging products...

Is a turning-point just around the corner?

Positive news within the buy-to-let sector has not always been easy to find during...

Understanding homeowner business loans

One of the main challenges of setting up or running a new business is...

Later life market ‘soft skills’ more important than ever

In the later life lending space we’ve always talked a lot about the need...

Building a successful recruitment pathway

For even the most successful businesses, there are always a number of influencing factors...

Is the market turning around?

In a very true sense, mid-September delivered two shocks that could ultimately signal –...

What’s in store for Q4?

So, with just over three months left of the year, what are we to...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Brokers

Mortgage broker revenue rises as adviser numbers fall

Reported revenue from mortgage broking increased by 15.9% to £1.6bn during 2025 despite a...
Self-employed

Self-employed borrowers face narrower lender choice

Self-employed mortgage applicants have access to more than a third fewer eligible lenders than...
Buy-to-let

Landlords target growth despite rising costs

More than eight in 10 professional property investors plan to expand their portfolios during...
Cover

Home insurance defies wider fall in customer satisfaction

Home insurance has bucked a wider decline in customer sentiment towards UK insurers, according...

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