Blogs

Helping FTBs overcome the affordability hurdle in testing times

The challenges faced by first-time buyers (FTBs) have been well-documented over the years. Issues...

Are you asking the right questions of your CRM system?

I’m sure the vast majority of us are constantly searching for a variety of...

Converting the bridging opportunities

Given the sustained lull in the overall volume of property-related transactions over the course...

Customer service – from the broker’s point of view

Excellent customer service is the lifeblood of the mortgage and client relationship, but from...

Lenders need to look beyond the norm

When you see statistics which suggest the number of mortgage products available in today’s...

Managing the FCA’s later life mortgage expectations

Our sector continues to dissect September’s FCA review focused on the ‘Action needed to...

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

We need to adapt to the changing profiles of borrowers

Time stops for no one, and neither does the possibility of change. What might...

Identifying opportunities for 2024

We are now well into the final quarter of the year, and while we...

It really is harder than ever for first-time buyers

When I hear people of a different generation compare their home-owning journey to that...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Balancing the residential lending books

As a lending community, it’s part and parcel of our future planning to be...

Providing alternatives to bridging for property professionals

The short-term lending market today is a well-established and professional sector and bridging products...

Is a turning-point just around the corner?

Positive news within the buy-to-let sector has not always been easy to find during...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

Specialist lenders drive semi-commercial market towards £1bn

Britain's semi-commercial mortgage market is on course to exceed £1 billion of annual lending...
Later Life

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...
Building Societies

Monmouthshire app brings in new generation of customers

Seven in 10 customers registered for Monmouthshire Building Society's app had not previously banked...
News

Clydesdale to raise selected residential product transfer rates

Clydesdale is to increase selected residential product transfer rates by up to 0.23%. The changes...

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