Blogs

Understanding and demonstrating value

There are a huge number of ways in which a broker can demonstrate their...

Is purchase activity really going to fall in 2022?

2022 and 2023 lending predictions were boosted recently by IMLA’s foray into this space...

2022 is a year to be welcomed

Some people seem permanently disposed towards wallowing in the myriad of bad news that...

Lenders see market to be secured in high LTV lending

The mortgage market has seen more than its fair share of ups and downs...

Remortgaging advice: the simplest approach can be the most effective

For anyone and everyone who has worked in and around the mortgage market for...

Flexibility and reliability key for lenders who want to stand out

Brokers operating in the bridging market are in a fantastic position today. The sector...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

‘Use it or lose it’ doesn’t make sense

Technology is often at the forefront of all minds, particularly when you’re an intermediary...

Strategies to grow the later life lending market

Last month’s Budget announcement might have seemed like something of a ‘damp squib’ in...

Push positive first-time buyer messages out there

Prospective first-time buyers might look at the current housing market situation and wonder if...

Green is the colour – but who pays?

The government’s recent proposals on how it intends to encourage ‘green’ home improvements amongst...

The employed vs self-employed adviser conundrum

I recently stumbled across a bit of a saga/debate/discussion/part-soap opera around self-employment within the...

Time to define ‘niche’?

In days of old, the word niche was a catch-all way of describing anything...

Gain a full understanding of the second charge sphere

It’s no secret how hard it currently is to secure the services of a...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Advisers urged to fill growing protection gap as L&G exits fracture cover market

Brokers are being urged to revisit the everyday protection needs of clients after Legal...

Regional imbalance deepens as development in London slows

The UK housing market is facing a stark regional imbalance as new data points...

LV= posts record £137m in protection claims as mental health support rises

LV= paid out a record £137 million in personal protection claims in 2024, up...

Funding 365 announces internal promotions to leadership roles

Specialist lender Funding 365 has elevated two of its long-serving team members to senior...
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