Blogs

Homeowners look to consolidate debt as credit card spending grows

As of January 2023, a staggering £63.9 billion was outstanding on credit cards, following...

Flexible approach key to opening up retirement mortgages

There can be no doubt that demand for later life lending is strong at...

Significant dates for the broker diary

There are a few notable dates to be aware of this month – first...

Digging deeper for buy-to-let

Ever since the first product of its kind was launched into the mortgage market...

Why the BTL contraction is damaging to FTBs

The borrowing capacity of UK homeowners has reduced significantly over the last year, as...

Is there a more traditional lending springboard around the corner?

As we edge closer to Spring and, historically speaking, the busiest time of year...

Posing the principal questions around any expansion plans

Any new year brings new plans, fresh ambitions and a host of additional opportunities....

Using bridging to help BTL investors grow their portfolios

Looking back on the year, it’s hard to avoid the conclusion that things are...

Building on consumer demand for advice in 2023

At this time of the year, it’s impossible not to focus on what the...

Versatile approach essential to help clients looking to consolidate debts

It’s been a difficult couple of years for the nation’s finances. The pandemic put...

Understanding the regional picture across the country

We are now almost through the first month of the year, and each passing...

Housing market still defying gravity

Even when we least expect it, the housing market can throw a few surprises...

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...

What does 2023 have in store for the buy-to-let market?

With the fresh new year, thoughts of course turn to planning for what might...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...