Blogs

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...

A changing landlord market that still offers solid long-term value

Landlords have faced a tough set of challenges over the past decade. Higher taxes,...

AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began...

GIS must be at the heart of place-based policymaking

The UK is under increasing pressure to deliver more homes, strengthen national infrastructure, and...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage...

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%,...

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But...
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COMMENT

Commonhold and Leasehold Reform

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Latest news

Trackers

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages...
Repricing

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...
Repricing

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...
networks

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

PROFILES