banks

Virgin Money unveils new tracker and fixed-rate deals

Virgin Money is launching a wide range of new mortgage products on Tuesday 28...

Santander cuts rates and launches new large loan products

Santander has reduced residential and buy-to-let fixed rates across its new business and product...

Santander lifts remortgage LTV limit for capital raising

Santander UK is increasing the maximum loan-to-value (LTV) available to customers remortgaging with capital...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...

First-time buyer surge fades as market adjusts to SDLT rules

A surge in first-time buyers opting for cheaper homes in the wake of April’s...

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

Allica Bank acquires fintech Kriya in £1bn SME lending push

Allica Bank has acquired Kriya, the SME credit and payments fintech formerly known as...

Santander launches digital tool to help homeowners cut energy costs

Santander UK has introduced a new online Home Energy Saving Tool designed to help...

Smart Money People launches latest broker feedback survey

Smart Money People has opened its latest Mortgage Lender Benchmark survey, with brokers already...

Atom bank expands mortgage team after Newcastle office move

Atom bank is adding new roles to its mortgage division following its relocation from...

Chetwood Bank appoints Rajan Kapoor as NED and audit chair

Chetwood Bank has appointed Rajan Kapoor as non-executive director and chair of its audit...

FCA calls on banks to ‘break the spell’ of romance scams

Banks and payment firms must do more to identify and intervene in cases of...

Paragon unveils limited edition 75% LTV buy-to-let offering

Paragon Bank has introduced a new range of limited edition buy-to-let mortgages at 75%...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

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COMMENT

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

AUTUMN BUDGET: Still ducking the housing question

The Chancellor set out to fix an economy that is not working well enough for working people, talking about high bills, squeezed living standards...

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there was an expectation of significant change. However, it appears to be...

Latest news

Nearly half of lenders admit servicing teams are unprepared for rising borrower pressures

Lenders’ own servicing teams are not ready to support borrowers as economic conditions worsen,...

Just Mortgages appoints Joe Cavalier to lead estate agency division

Just Mortgages has expanded its estate agency division with the appointment of Joe Cavalier...

Majority of brokers critical of “turbulent” run-up to 2025 Budget, lender claims

The run-up to the 2025 Budget was described as “chaos” by most brokers surveyed...

Later life borrowing rises as older buyers turn to mortgages in greater numbers

UK Finance’s latest later life mortgage lending update for Q3 2025 suggests that borrowing...

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