banks

S&P Global upgrades Mount Street’s mortgage servicing unit to “Strong”

Mount Street Group has received a significant boost after S&P Global Ratings upgraded its...

Lazarus Economics chief tips faster growth as savings glut holds back recovery

The UK economy could grow faster than official forecasts suggest with interest rates needing...

Mortgage borrowing slows as corporate lending accelerates

Households are curbing mortgage borrowing amid a cooling housing market, despite falling rates on...

Barclays cuts mortgage rates with focus on first-time buyers

Barclays has announced a series of mortgage rate cuts across its residential purchase and...

UTB reshapes lending division as Sundeep Patel departs

United Trust Bank (UTB) has announced a major restructuring of its lending operations alongside...

Together completes £367mn mortgage-backed securitisation

Together Financial Services has completed the successful pricing of its second residential mortgage-backed securitisation...

INDUSTRY REACTION: Bank of England holds rates at 4% as inflation concerns persist

The Bank of England has kept interest rates on hold at 4% and signalled...

Self-employed workers would switch to a salaried job to get a mortgage

The majority of self-employed workers would switch to a salaried job to get a...

United Trust Bank grows property development team

United Trust Bank (UTB) has bolstered it property development division as the bank continues...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Atom bank study finds EPC flaws could undermine net-zero targets

Atom bank has warned that the UK’s reliance on energy performance certificates (EPCs) to...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Virgin Money and Clydesdale Bank cut product transfer window to four months

Virgin Money and Clydesdale Bank are reducing the length of time customers can apply...

COMMENT

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

UK house price growth slows as London slips into decline

HM Land Registry’s latest UK House Price Index shows the average property price across...

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...

PROFILES