Rob Clifford

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond the extra products now sitting on sourcing systems. There simply aren’t that many lenders targeting the expat segment. So, when another...

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected financial shock, research from Yorkshire Building Society and the University of Bradford suggests. The Building Financial Foundations Barometer, based on data from 10,000 UK adults, puts the average UK Financial Wellbeing...

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H2 volumes, PTs, and how to secure value from every client interaction

News that almost 10% of all mortgage products were taken off the market in...

Consumer Duty caution not necessarily baked in

As the advisory profession grapples with the Consumer Duty rules, and how firms intend...

Markets calmed but mortgage pricing uncertainty remains

It appears that the calm and certainty the markets were crying out for has,...

Rate rises and cutting down on the client payment shock

Thursday 22 September 2022 was something of a momentous day given the Bank of...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...

‘Concertina’ of housing transactions lessened by stamp duty decision

It’s fair to say that the housing market performed more than robustly in March,...

A change of status need not be in one direction

Clearly, when it comes to important decisions for mortgage and protection advice practices, one...

They couldn’t have done it without you

As we’re all no doubt getting to grips with, a new year can look...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

Price realities not speculation will drive the market

Participants in the UK housing and mortgage market, while fully focused on the here...

Was 11 March a turning point?

Budget headlines are not often upstaged, but the announcement by the Bank of England...

Get the right support to service demand

In the mortgage market we must always make time to consider emerging risks, such...

Latest articles

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for...

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...