More than half of younger adults in Scotland say cost-of-living pressures are the biggest obstacle to buying a home, according to research from Pepper Money. The lender's Scotland Specialist Lending Study found that 54% of 18 to 34-year-olds identified the rising cost of living as...

Precise has launched a residential mortgage platform after a pilot reduced average application-to-offer times by almost 30% compared with its previous system. The specialist lender, part of OSB Group, said application-to-completion times also fell by around a third during testing, while some cases moved from...