Precise has launched a residential mortgage platform after a pilot reduced average application-to-offer times by almost 30% compared with its previous system. The specialist lender, part of OSB Group, said application-to-completion times also fell by around a third during testing, while some cases moved from...

Mortgage lending to borrowers with impaired credit histories has climbed to levels not seen since the financial crisis, with almost 6,000 products sold in the first half of 2026. Analysis by Broadstone of Financial Conduct Authority data obtained through a Freedom of Information request found...