Aldermore Bank has raised the loan to value limit from 70% to 75% across its residential investment, commercial owner occupied and commercial investment product ranges.

Variable rates on Aldermore’s residential investment product range are from 4.85% depending on the loan amount taken and the LTV chosen, with fixed rate options starting from 5.89%

Commercial owner occupied variable rates at 75% LTV start at 4.65%, with fixed rates at 5.99%.

Meanwhile, the commercial investment 75% LTV variable rate mortgages are available from 5.10%.

Rob Lankey (pictured), managing director of commercial mortgages at Aldermore Bank, said: “As part of Aldermore’s continued move away from ‘off-the-shelf banking’, we have increased our loan to value limit of our commercial mortgages range in a real effort to bring greater accessibility to customers.

“As the British economy continues to improve, Aldermore is responding accordingly. We now offer more flexibility than ever for landlords and property investors, while vigorously maintaining our responsible lending approach, attractive interest rates and the personal service that Aldermore is known for.”