affordability

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

FCA signals lighter touch as Rathi warns of ‘modest distress’ from mortgage easing

The chief executive of the Financial Conduct Authority (FCA) has confirmed a decisive shift...

The Bath adopts AI verification in push to streamline mortgage processing

Bath Building Society has partnered with fintech Sikoia to automate document handling, income verification...

Manchester movers rethink upsizing as costs bite

Rising mortgage rates and stamp duty bills are prompting Manchester families to shelve plans...

Green shoots for housing market as confidence rebounds

Surveyors are reporting the clearest signs yet that the housing slowdown may be bottoming...

Aberdeen tops UK rankings for single homebuyer affordability

Aberdeen is the most affordable city in the UK for single people looking to...

Family BS launches 100% LTV fix backed by family security

Family Building Society has entered the 100% LTV arena with the launch of an...

Savings gap widens as protection message fails to land

A growing number of UK households are dangerously exposed to income shocks despite advisers...

First-time buyers ‘closer than they think’ to owning a home

Most wannabe first-time buyers may be far closer to homeownership than they realise according...

FTBs handed boost as high-LTV mortgage choice hits record

First-time buyers and borrowers with small deposits are entering 2026 with more mortgage choice...

Santander’s 98% mortgage marks turning point for first-time buyers, says Mojo Mortgages

The introduction of Santander’s My First Mortgage, which allows buyers to purchase with a...

Mortgage Brain continues hub rollout with Mortgage Force and Affinity onboarding

Mortgage Brain has completed the onboarding of Mortgage Force and Affinity Group onto its...

Average UK house price breaks £300k as market steadies at start of 2026

House prices rose in January, reversing December’s decline and pushing the average UK property...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment...

COMMENT

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

UK house price growth slows as London slips into decline

HM Land Registry’s latest UK House Price Index shows the average property price across...

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...

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