affordability

New-build homes attracting wider range of buyers, says Alexander Hall

New research from mortgage adviser Alexander Hall suggests that new-build homes are no longer...

Mortgage rates edge higher after eight-month decline

Average fixed mortgage rates have risen for the first time in eight months, according...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Redwood Bank cuts stress rates to ease affordability strain for landlords

Landlords are set to gain an affordability boost after Redwood Bank reduced its stressed...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

Buying a first home cheaper than renting in most UK cities, Lloyds finds

First-time buyers could save thousands of pounds a year by purchasing rather than renting,...

First-time buyer homes outpace wider market as affordability improves

First-time buyers are paying more for their homes than they were a year ago...

2.5 million homeowners could move if stamp duty scrapped

Around 2.5 million homeowners could be freed to move house if Conservative Party plans...

INDUSTRY REACTION: Badenoch pledges to scrap stamp duty in bid to revive homeownership

Kemi Badenoch has pledged to abolish stamp duty on home sales, describing it as...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

First-time buyer growth slows as affordability pressures persist

The number of first-time buyers entering the housing market has risen sharply this year...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Slight fall in house prices as affordability issues remain

UK house prices edged down in September, signalling continued stability rather than decline, according...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

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COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

InterBay cuts commercial rates by up to 0.50%

InterBay, the specialist commercial lender within OSB Group, has announced rate reductions of up...

Paragon welcomes new buy-to-let underwriter

Paragon Bank has expanded its buy-to-let underwriting function with the appointment of a mobile...

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