Virgin Money is making a series of changes to its fixed mortgage rates on Tuesday 13 August.

Its changes are as follows:

Purchase with £300 cashback:

• 65% LTV two-year with £995 fee will be reduced by 0.24%, to 4.43%.
• 75% LTV two-year with £995 fee will be reduced by 0.29%, to 4.43%.
• 65% LTV five-year with £995 fee will be reduced by 0.21%, to 3.99%.
• 75% LTV five-year with £995 fee will be reduced by 0.21%, to 3.99%.
• 65% LTV two-year fee-saver will be reduced by 0.23%, to 4.68%.
• 75% LTV two-year fee-saver will be reduced by 0.28%, to 4.68%.
• 65% LTV five-year fee-saver will be reduced by 0.18%, to 4.14%.
• 75% LTV five-year fee-saver will be reduced by 0.18%, to 4.14%.

Exclusive Purchase with £300 cashback:

• 80% LTV two-year with £895 fee will be reduced by 0.12%, to 4.71%.
• 80% LTV five-year with £895 fee will be reduced by 0.12%, to 4.32%.
• 80% LTV two-year fee-saver will be reduced by 0.15%, to 4.93%.
• 80% LTV five-year fee-saver will be reduced by 0.11%, to 4.44%.

Exclusive Remortgage with £995 fee:

• 60% LTV two-year will be reduced by 0.19%, to 4.40%.
• 70% LTV two-year will be reduced by 0.08%, to 4.61%.
• 80% LTV two-year will be reduced by 0.20%, to 4.95%.
• 60% LTV five-year will be reduced by 0.17%, to 4.06%.
• 70% LTV five-year will be reduced by 0.18%, to 4.20%.
• 80% LTV five-year will be reduced by 0.14%, to 4.61%.

Exclusive Remortgage fee-saver:

• 60% LTV two-year will be reduced by 0.18%, to 4.77%.
• 70% LTV two-year will be reduced by 0.15%, to 4.85%.
• 80% LTV two-year will be reduced by 0.28%, to 5.26%.
• 60% LTV five-year will be reduced by 0.18%, to 4.16%.
• 70% LTV five-year will be reduced by 0.10%, to 4.43%.
• 80% LTV five-year will be reduced by 0.09%, to 4.77%.

The lender will also be making the following changes:

• 90% LTV five-year Purchase fixed rate fee-savers will be increased by 0.10%, with rates starting from 4.99%.
• Selected Core Remortgage fixed rates will be reduced by up to 0.20%, with rates starting from 4.12%.
• Selected Own New fixed rates will be reduced by up to 0.29%, with rates starting from 0.45%.
• 75% LTV Retrofit Boost five-year fixed rate will be reduced by 0.21%, to 4.29%.
• Selected £1m+ fixed rates with £1,995 fee will be reduced by up to 0.24%, with rates starting from 4.14%.
• Core BTL fixed rates will be reduced by 0.10%, with rates starting from 4.60%.
• Selected Product Transfer fixed rates will be reduced by up to 0.23%, with rates starting from 4.01%.
• BTL Product Transfer fixed rates will be reduced by 0.10%, with rates starting from 4.29%.