Vida Homeloans added to PTFS panel

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Vida Homeloans has been appointed to Personal Touch Financial Services’ lender panel to offer specialist residential and buy-to-let mortgages to clients of the adviser network.

The new arrangement gives the 220 member firms of Personal Touch access to Vida’s specialist residential mortgage range – including its impaired and improving credit products up to 85% LTV – and specialist buy-to-let range, including products for multi-unit blocks up to five units and HMOs up to eight bedrooms with no additional rate loading or fee.

Louisa Sedgwick (pictured), director of sales – mortgages at Vida Homeloans, said: “We are thrilled to be working in close collaboration with Personal Touch to offer its network members a range of specialist mortgage solutions targeted at borrowers who are overlooked by the mainstream lenders, including the recently self-employed or contractors and first-time buyers who need gifted deposits.

“Vida Homeloans also offers a ‘Buy Together’ range of residential mortgages, which enables up to four applicants to purchase a home together. Our buy-to-let range caters for expats, limited companies, SPVs and portfolio landlords who wish to finance up to 15 properties/£2m with Vida Homeloans and have up to 50 properties in total.”

Vikki Jefferies, head of propositions at Personal Touch, added: “I’m delighted that Vida Homeloans have become the latest addition to our market-leading lending panel. Vida Homeloans’ expertise in specialist residential and buy-to-let will provide our brokers with solutions and flexibility to help clients in a variety of circumstances.”

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