TrustTwo has teamed up with Callcredit Information Group to access its credit risk, affordability and ID verification solutions.

TrustTwo offers consumers who find it difficult to obtain credit on their own an alternative. Access to Callcredit’s Callvalidate, CallReport and Affordability Report services helps to provide a response for its customers.

Following its acquisition by Non-Standard Finance plc as part of the Everyday Loans Group, TrustTwo has launched a new product offering via a wholly updated website.

With the use of the Callcredit services, TrustTwo has an up-to-date picture of an applicant’s credit commitments, providing a more accurate assessment of risk, indebtedness and affordability.

Asia Anwar, account director for Callcredit, said: “TrustTwo helps an important and largely underserved segment of the credit ecosystem. It’s carefully developed processes and decision-making tools mean that it can offer a viable and slick alternative to traditional financial products. Callcredit’s services represent a key component in TrustTwos’ lending process and we’re proud to help it provide its customers with a highly professional service.

“As a company, TrustTwo prides itself on looking at a person’s credit future, not just their credit history. Our data suite allows it to make a more informed decision when looking at key elements of a customer’s application.”

Richard Sharp, managing director of TrustTwo, added: “As a loan provider that genuinely offers a tailored solution for its customers, we can be more flexible in deciding when, and how much, we lend and over what term.

“By ensuring we have both accurate and verified information about our customers, we are able to tailor our offer so that it represents the right decision for them and also for us. Callcredit’s suite of products helps us ensure we only lend to an applicant that can comfortably afford to repay – a key tenet of responsible lending.”