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Borrowers shift back to 2-year fixes as rate hopes grow

Mortgage borrowers are increasingly opting for 2-year fixed-rate deals as expectations build that mortgage...

UK risks a lost generation of homeowners, warns Yorkshire BS 

Yorkshire Building Society has warned that the UK is at risk of sleepwalking towards...

Housing market slowdown shows signs of easing, says RICS

The UK housing market continued to show weak momentum in June, although the latest...

Cambridge BS opens up 98% LTV to all brokers

The Cambridge Building Society is making its 98% LTV first-time-buyer product available to all...

Brokers hesitant to recommend interest-only for FTBs, says Gen H

Nearly half of the UK’s top 100 first-time buyer brokerages wrote no interest-only business...

UTB cuts rates by 1% and launches 95% LTV

United Trust Bank (UTB) Mortgages has reduced rates by up to 1% and launched...

Not enough land to deliver Burnham’s 300,000 homes

Andy Burnham’s flagship council housebuilding plan risks becoming a “postcode lottery”, according to new...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards...

Metro Bank launches 100% LTV JBSP mortgage

Metro Bank has launched a 100% LTV Joint Borrower, Sole Proprietor (JBSP) mortgage. The mortgage...

Second charge boost as industry veterans launch Flamingo Money

Two experienced specialist finance professionals have launched a new secured loans and second charge...

‘AI challenges intermediation,’ warns FCA

The Financial Conduct Authority (FCA) has today released its long-awaited Mills Review, which sets...

Bank lending to smaller property investors falls 14%

The value of lending from UK-regulated banks to small and medium-sized property investment businesses...

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...
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COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Economy

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...
Economy

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...
Shariah property finance

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...
Economy

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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