topnews

Paragon to migrate to new BTL origination platform

Paragon Bank has unveils its new buy-to-let mortgage origination platform, designed to provide an...

Precise unveils developer exit and cuts bridging rates

Precise has reduced rates across its complete bridging range, as well as introducing a...

Housing affordability still stretched despite recent wage growth

Housing affordability remains stretched by historic standards despite recent earnings growth marginally outpacing house...

Loughborough BS switches to new mortgage origination platform

Loughborough Building Society has introduced its new mortgage origination platform and integrated credit decisioning...

Pivotal Growth makes another broker acquisition

Pivotal Growth has acquired Radcliffe & Newlands Mortgages, a residential mortgage and protection broker...

Nationwide For Intermediaries ups minimum income requirement for Helping Hand

Nationwide For Intermediaries has increased the sole applicant minimum income for its Helping Hand...

Major rise in uptake of 35+ year mortgages

Freedom of Information (FOI) data from the FCA, analysed by Quilter, has shown a...

Santander evaluates UK retail banking operations amid strategic review

Santander is conducting a strategic review of its UK retail banking business, nearly two...

Borrower expectations need to be managed with Stamp Duty deadline looming

Mortgage trade bodes have sounded a warning over the impending Stamp Duty holiday deadline. Since...

Over 40,000 UK householders could take out second charges this year

Pepper Money has predicted that over 42,000 households could to take out second charge...

Combined salary averages in 2024 mortgage searches up 9.52% YOY

Twenty7tec has reported a year-on-year rise in mortgage searches of 7.96% across 2024. The first...

Hope Capital unveils its largest ever price reductions

Hope Capital is now providing flat rates across its bridging range following its largest...

ANALYSIS: Prospects of interest rate cut rise as UK inflation declines in December

UK inflation unexpectedly declined in December, increasing the likelihood of an interest rate cut...

Rental Reform Bill clears Commons sparking concerns over landlords and housing market impact

Reforms to renters’ rights took a significant step forward as MPs approved the Renters’...
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COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Economy

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...
Economy

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...
Shariah property finance

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...
Economy

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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