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International landlords drive surge in buy-to-let company formations

One in five buy-to-let companies incorporated in the UK this year has at least...

Q&A: Simon Slater, e4 Strategic

Mortgage Soup fires the questions at Simon Slater, CEO of e4 Strategic. Mortgage Soup (MS):...

Mortgage lenders under fire as rates lag behind interest rate cuts

Mortgage holders are paying over £1,000 a year more than they should be according...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

Halifax: house prices record strongest monthly rise of the year

House prices rose by 0.4% in July — the largest monthly increase since January...

Bridging market held firm in Q2

The UK bridging finance market continued to show resilience in the second quarter of...

First-time buyer mortgage payments fall by £93 a month as affordability edges up

First-time buyer affordability is showing tentative signs of improvement with average monthly mortgage payments...

Vic Jannels to step down as BDLA chief executive at end of year

Vic Jannels, chief executive of the Bridging & Development Lenders Association (BDLA), is to...

Renters cut back as deposit savings hit six-month low

The number of renters actively saving for a property deposit has fallen to its...

Mortgage market steadies as confidence returns and rates fall, says Stonebridge

The UK mortgage market is regaining its footing after a turbulent two years, with...

Interest rate cut could inflame house prices and worsen outlook for first-time buyers

The Bank of England’s expected decision to cut interest rates this week could reignite...

Landbay adds product transfer options and trims rates in expanded summer special

Buy-to-let lender Landbay has expanded its Summer Special product range with five new product...

Hope Capital strengthens portfolio management with new servicing division and internal promotion

Hope Capital has overhauled its portfolio management operation with the launch of a dedicated...

Annual house price growth picks up as affordability improves

The UK housing market showed renewed resilience in July, with house prices rising by...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

House prices record first annual fall since November 2023

UK house prices fell by 0.4% in the year to August, the first annual...

New housebuilder registrations fall 34% from 2022 peak

The number of housebuilding companies being established in the UK has fallen by 34%...

HSBC UK to raise rates across residential and buy-to-let ranges

HSBC UK will increase rates across a range of two-year and five-year fixed mortgages...

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

PROFILES