Suffolk Building Society has reduced a range of 80% LTV buy-to-let fixed rates by up to 26bps, with changes effective from 11 February 2026.
The society has confirmed cuts across its core buy-to-let and holiday let ranges, including expat products, in what it describes as a move to support landlords navigating a more demanding operating environment.
Within its expat offering, both two-year and five-year fixed-rate buy-to-let mortgages will see reductions of up to 15bps. Two-year and five-year fixed-rate expat holiday let products will be cut by up to 19bps.
Among domestic products, the five-year fixed-rate buy-to-let and five-year fixed-rate buy-to-let light refurb mortgages will both fall by 26bps. The two-year fixed-rate buy-to-let will reduce by 14bps.
Holiday let products have also been adjusted, with the five-year fixed-rate holiday let cut by 14bps and the two-year fixed-rate holiday let by 10bps.
The changes apply to products at up to 80% LTV and are available from today (11 February).
Charlotte Grimshaw, head of intermediaries at Suffolk Building Society, said: “Landlords could do with some good news right now.
“With taxes on rental income due to change in 2027, and the changes brought about by the Renters Right Act (2025), landlords continue to face challenges and new normals. Cutting our buy-to-let rates is a practical way to offer support where we can.
“However, a great rate doesn’t stack up unless it’s backed by great criteria. So, alongside these reductions, we’re maintaining our flexible criteria to support borrowers who need a bit more headroom on some of the nuanced parts of their circumstances, whether they’re living abroad, or looking for a regulated buy-to-let for a family member.”
