Self-employed

77% of self-employed concerned over mortgage prospects

Over three-quarters of self-employed people are concerned about their prospects of getting a mortgage,...

The self-employed have been marginalised from the mainstream

91% of brokers interviewed and polled for United Trust Bank’s new mortgage white paper...

SmartrCriteria sees surge in searches for self-employed clients

New data from Legal & General Mortgage Club’s SmartrCriteria tool has shown that searches...

Self-employed twice as likely to be rejected for a mortgage

Self-employed individuals are twice as likely to be rejected for a mortgage, according to...

Vida improves criteria for contractors

Vida has unveiled a series of changes to its criteria for borrowers who are...

Kent Reliance for Intermediaries introduces new residential proposition

Kent Reliance for Intermediaries has revamped its residential mortgage offering to give wider access...

Brokers reveal most problematic mortgage applications

Research by broker forum, cherryplc.co.uk, has found that mortgage applications for self-employed clients and...

Newcastle Intermediaries relaunches deals for newly self-employed

Newcastle Intermediaries has unveiled a new range of mortgages exclusively for self-employed applicants with...

Clydesdale simplifies self-employed documentation requirements

Clydesdale Bank has reduced the documentation required to support applications from self-employed customers. The lender...

Skipton reverts to pre-Covid self-employed contractor policy

Skipton Building Society is changing policy to make it easier for self-employed contractors when...

Hinckley & Rugby ups maximum self-employed LTV

Hinckley & Rugby Building Society has increased the loan to value (LTV) is offers...

Borrowers with variable incomes still face lower maximum loan sizes

Borrowers who have an element of variable income are being offered an average maximum...

Clydesdale Bank improves self-employed contractor mortgages

Clydesdale Bank Intermediaries has improved its criteria for assessing mortgage applications from self-employed contractors. The...

The Beverley improves self-employed criteria

The Beverley Building Society has made changes to its self-employed mortgage criteria, which will...

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The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Rachel Geddes: Redefining what’s possible for brokers and borrowers

When Rachel Geddes picked up the phone after a job interview to ask her mum what a mortgage was, she didn’t realise she was...

Latest news

Chetwood Bank puts Alan Cleary back in the driving seat

Chetwood Bank has announced it has appointed respected industry expert Alan Cleary as interim...

Mortgage industry rallies behind Christmas charity concert

Momentum is building fast behind this year’s Christmas charity concert in aid of EveryYouth...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Target urges lenders to treat mortgage servicing as a strategic asset

Target Group has called on mortgage lenders to rethink their approach to servicing, arguing...