Self-employed

Hanley Economic widens lending criteria to reflect modern working patterns

Hanley Economic Building Society has refreshed its residential lending criteria, aiming to accommodate a...

The Cumberland widens mortgage access for self-employed borrowers

The Cumberland Building Society has expanded its support for self-employed borrowers, aiming to remove...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

The Newcastle trims rates for newly self-employed borrowers

Newcastle for Intermediaries has overhauled its self-employed proposition, cutting rates by up to 0.30%...

Afin Bank raises LTV to 95% and cuts rates across Prime and Professional ranges

Afin Bank has increased the maximum loan to value on its Prime and Professional...

Just Mortgages creates new management layer to bolster support for self-employed advisers

Just Mortgages has created a new regional performance management team to strengthen its support...

Affordability concerns dominate as brokers ramp up criteria searches

Lenders made more than 5,200 criteria updates in October, according to Knowledge Bank’s latest...

Afin Bank appoints Rob Lankey as director of credit

Specialist lender Afin Bank has appointed industry veteran Rob Lankey as director of credit,...

Keystone boosts efficiency with criteria overhaul

Keystone Property Finance has introduced a raft of criteria enhancements designed to speed up...

Afin Bank joins Legal & General Mortgage Club panel

Afin Bank has joined the Legal & General Mortgage Club lender panel, broadening the...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Pepper Money bolsters regional team with NW appointment

Specialist mortgage lender Pepper Money has appointed Michelle Walsh as regional development manager for...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

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What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Latest news

MPs launch inquiry into OBR’s first 15 years

The Treasury Committee has launched an inquiry to reflect on the Office for Budget...

Atom backs investor’s move into commercial property with £3m warehouse loan

Atom bank has completed a £3 million commercial mortgage to support an established residential...

CHL Mortgages widens upper LTV range with new fixed-rate options

CHL Mortgages for Intermediaries has expanded its upper loan-to-value range with a series of...

Swansea Building Society expands West Wales leadership remit

Swansea Building Society has promoted Sioned Jones to area manager, West Wales, with effect...

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