Savings

Emergency savings searches surge as households face income pressures

Online searches for "emergency savings" rose by 950% year on year as households considered...

Dudley Building Society publishes guide to trusts

Dudley Building Society has published a guide explaining how trusts can be used to...

OSB trims margin and returns outlook as savings costs rise

OSB Group has lowered its full-year margin and return expectations after competition for retail...

Afin Bank records £135m of mortgage approvals in first year

Afin Bank approved £135 million of mortgages during its first 12 months of operation...

Solo first-time buyers face almost a decade of saving before they can buy

Solo first-time buyers face saving for almost a decade before they can afford to...

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger...

Tipton outlines transformation drive as profits dip and savings hit record high

The Tipton & Coseley Building Society has reported lower profits but record savings balances...

Bristol leads LISA house purchase hotspots as activity spreads across UK

Bristol, Belfast and Sheffield were the most popular locations for Lifetime ISA-backed first-time buyer...

Tembo secures £16m to expand digital savings and mortgage platform for first-time buyers

Tembo has raised £16m in growth funding as it looks to scale its savings...

Over 1,200 first-time buyers paid £10k in stamp duty despite relief

Newly released HMRC data shows thousands of first-time buyers are still paying substantial stamp...

Growing uncertainty leaves UK adults rethinking long-term finances

Rising economic and political uncertainty is prompting a significant number of UK adults to...

Millions of young adults move back home to save for first property

More than 12 million people aged between 18 and 40 have lived with family...
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COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Economy

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...
Economy

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...
Shariah property finance

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...
Economy

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES