Regulation

Huge fine for Sesame over advice failings

The Financial Conduct Authority (FCA) has fined Sesame Limited (Sesame) £6,031,200 for two sets...

Calls for FCA to streamline demands on advisers

Adviser firms spend on average 24 hours each over the course of a year...

Decidedly un-peachy verdict on payday loan ad

A payday lender has been told not to repeat one of its radio adverts...

Tenet: Growing appetite for QCF Level 6

Tenet has revealed that approximately 20% of its adviser population is currently seeking...

Tenet makes appointment to executive team

Tenet has confirmed the appointment of Gill Davidson as group regulatory director and company...

FSCS opens door to Honister Capital clients

Certain claims previously rejected against Honister Capital can now be reconsidered. Honister Capital, which includes...

FCA to review insurance claims handling

The Financial Conduct Authority (FCA) is to conduct a thematic review of claims handling...

AMI sees advice as being more crucial than ever

The Association of Mortgage Intermediaries (AMI) has published its latest Quarterly Economic Bulletin which...

APFA urges member action over FCA budget

The Association of Professional Financial Advisers (APFA) has issued a call to action to...

Payday lenders “not standing by their word”

Payday lenders are failing to carry out checks to make sure borrowers can afford...

Firms reveal expectations of new regulator

The FCA Practitioner Panel has published the results of its survey of regulated firms,...

Gillingham broker to face trial for fraud

A former mortgage broker this week appeared at Medway Magistrates Court in relation to...

RICS wants compulsory regulation of estate agents

Nearly one-third of first time buyers admit they do not have a good understanding...

TMA to provide free compliance information

The Mortgage Alliance (TMA) is set to provide free compliance help and information to...

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COMMENT

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Latest news

Movera launches specialist KYC team to speed up property transactions

Movera has established a new dedicated Know Your Client (KYC) team to handle source...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...

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