Regulation

OFT puts requirements on two banks over charging orders

The Office of Fair Trading (OFT) has imposed requirements on Royal Bank of Scotland...

Tenet reveals post-RDR adviser status

Tenet has revealed that 98% of advisers within its network have maintained independent status...

Co-op Bank fined for failing to handle PPI complaints fairly

The FSA has fined The Co-operative Bank plc £113,300 for failing to handle payment...

Financial Services Bill becomes Act of Parliament

The Financial Services Bill has received Royal Assent. The Act, which comes into force from...

OFT underfunded to police consumer credit effectively

A report by the National Audit Office (NAO) has concluded that consumer credit regulation...

Huge fines for UBS over LIBOR fixing

UBS Bank has been fined a total of $1.53 billion by three financial regulators...

High hopes for FCA

The Financial Services Consumer Panel expects significant advances from the new Financial Conduct Authority...

Black and White Group directors fined and banned

The FSA has taken action against three former directors of Black and White Group...

Lack of employee awareness of RDR implications

Only 21% of employees are aware that as of 2013, people will have to...

Cheshire Mortgage Corporation fined by FSA

The FSA has fined Cheshire Mortgage Corporation Limited (CMCL), £1.225 million for failing to...

FSA consults on benchmark changes

The FSA has proposed new rules and regulations for financial benchmarks. This comes after the...

Towry outlines RDR strategy

Wealth adviser Towry will be offering ‘restricted' advice on retail investment products when the...

Information disclosure not enough for consumer protection

The Financial Services Consumer Panel has warned that disclosure is not enough to guarantee...

FSA consults on temporary product intervention rules

The FSA is consulting on the approach the future Financial Conduct Authority (FCA) would...
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Profile

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Latest news

News

RICS survey points to further slowdown as landlords exit and sales activity eases

The August 2025 RICS Residential Market Survey has revealed a further weakening in sales...
results

TPFG helps generate 12,800 mortgages in first half of 2025

Estate agent network The Property Franchise Group (TPFG), the UK’s largest multi-brand property franchisor,...
House prices

Revealed: Where buyers can still find homes under £150,000

Just 12% of homes for sale across Great Britain are priced below £150,000 new...
Blogs

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of...

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