Regulation

Paradigm releases latest MMR planning update

Paradigm Mortgage Services has published the latest instalment in a series of updates designed...

Phones 4u insurance intermediary slapped with multimillion pound fine

The Financial Conduct Authority (FCA) has fined Policy Administration Services Limited (PAS) £2,834,700 for...

Competition Commission to investigate payday lending sector

The Office of Fair Trading will today refer the payday loan industry to the...

MMR focus of next Paradigm round table

Paradigm Mortgage Services' fourth mortgage round table event of the year will provide attendees...

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...

Sale & rent back arranger gets largest ever sole trader fine

The Financial Conduct Authority (FCA) has fined sale and rent back arranger Gurpreet Singh...

Payday lender rapped for text messages

First Financial (UK) Ltd, trading as FirstPayDayLoanUk, has had three 'issues' upheld against it...

OFT suspends a credit licence for the first time

The Office of Fair Trading (OFT) has today suspended, with immediate effect, the consumer...

Solvency II could scupper equity release

Those of us that work in the equity release industry are fully aware of...

APFA wants FCA to rethink its fee proposals

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

MAB hires compliance chief

Mortgage Advice Bureau (MAB) has appointed Stewart Baker as its new compliance director. He...

Huge fine for Sesame over advice failings

The Financial Conduct Authority (FCA) has fined Sesame Limited (Sesame) £6,031,200 for two sets...

Calls for FCA to streamline demands on advisers

Adviser firms spend on average 24 hours each over the course of a year...

Decidedly un-peachy verdict on payday loan ad

A payday lender has been told not to repeat one of its radio adverts...

Latest POLL

COMMENT

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Latest news

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...

Mount Street appoints new head of HR to lead global people strategy

Mount Street Group has appointed Fatima Badini as head of human resources, with a...

Industry titans weigh in behind charity concert

Two of the mortgage industry’s biggest names have thrown their weight behind Take Me...