Regulation

MMR dampening interest from lower earners

The Q3 2014 Mortgage Search Tracker from Mortgage Advice Bureau (MAB) has found that...

Sesame fined for ‘pay-to-play’ scheme

The Financial Conduct Authority (FCA) has fined Sesame Ltd, the UK’s largest network of...

£4m fine for the Yorkshire

The Financial Conduct Authority has fined Yorkshire Building Society (YBS) £4,135,600 for failings when...

Fleet Mortgages: we’re grasping a real market opportunity

Given that we are on the verge of launching a new lender, one that...

SimplyBiz launches new T&C Scheme

SimplyBiz has unveiled a new Training and Competence Scheme designed to help its...

FCA unveils investment fraud campaign

The Financial Conduct Authority (FCA) has launched a national campaign to warn people about...

Poor communication biggest gripe with estate agents

60% of people that have bought or sold a property in the last five...

Call for transparency with payday loan lead generators

The Competition and Markets Authority (CMA) has published its provisional decision on the payday...

Brokers: lenders not using enough tech to combat fraud

50% of mortgage brokers think that greater use of technology by lenders when carrying...

Capital Bridging Finance to offer regulated loans

Capital Bridging Finance has obtained authorisation from the Financial Conduct Authority (FCA) to accept...

Wonga not the only one, warns charity

Citizens Advice has warned that not checking if people can afford loans is a...

BoE: Help to Buy working as intended

The Bank of England's Financial Policy Committee has recommended that no changes are needed...

Jury still out over MMR risk assessments

72% of mortgage brokers believe lenders are now too risk averse as a result...

Wonga to write off debts of 330,000 customers

Following discussions with the Financial Conduct Authority (FCA), controversial payday lender Wonga is making...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

News

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...
Building Societies

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...
criteria

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...
News

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES