Regulation

There is no froth in the market

How would you define ‘froth’? One of the definitions I’ve found refers to froth...

A period of stability will suit lenders

It took a while but April definitely saw the mainstream media finally cottoning on...

Connells: MMR behind drop in valuation volumes

The new mortgage affordability rules that the Mortgage Market Review will bring have already...

Skipton publishes ‘A-Z of lending’

Skipton Building Society has today launched a new A-Z of lending, detailing its full...

BSA wants common sense from regulator

With the Mortgage Market Review (MMR) coming in to force tomorrow, the Building Societies...

Rate Shock analysis unveiled by Mortgage Brain

Mortgage Brain has launched a Rate Shock analysis capability to help brokers to identify...

AMI, CML and IMLA issue updated industry guide

The Association of Mortgage Intermediaries (AMI), the Council of Mortgage Lenders (CML) and the...

PMS publishes MMR guide for consumers

PMS has produced a consumer guide helping advisers update their customers about the changes...

FCA publishes consumer guide to MMR

The Financial Conduct Authority (FCA) has produced a short guide that explains the changes...

MMR behind fall in house purchase approvals

House purchase lending eased in March, as lenders tested out their MMR ready systems,...

Paradigm to hold MMR debate via Twitter

Paradigm Mortgage Services is to use social media as a means of widening the...

Paradigm issues eighth MMR update

Paradigm Mortgage Services has launched its latest Mortgage Market Review (MMR) update for advisory...

HMRC issues anti-laundering guidance to estate agents

HM Revenue and Customs (HMRC) has published new guidance to help estate agency businesses...

The Saffron outlines MMR approach

Saffron Building Society claims it will be ready to implement the changes required by...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Affordability pressures deepen in Wales and North East as rental divergence widens

Regional divergence within the UK’s private rented sector has become more pronounced, with new...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

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