Regulation

Landlords remain bullish on growth despite caution over rates and regulation

UK landlords remain intent on growing their portfolios in the face of ongoing market...

Complaints: A pain that you can handle

One of the biggest problems an adviser can face is a complaint. And those...

The next decade for mortgage advice: back to the future?

The mortgage market has always moved in cycles, and right now it feels like...

Industry leaders warn first-time buyers and tenants will suffer if Government continues hardline approach to landlords

Both aspiring first-time buyers and tenants risk being collateral damage if the Government continues...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Non dom changes create £401 million stamp duty black hole

It’s exactly nine years since 52% of the country voted to leave the EU....

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term...

Tribunal upholds FCA ruling against former Metro Bank chiefs

The Upper Tribunal has upheld the Financial Conduct Authority’s decision to censure Craig Donaldson...

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...

Acre adds RMAR automation to ease regulatory burden on advisers

Acre has introduced automated Retail Mediation Activities Return (RMAR) reporting to its CRM system...

FCA opens AI sandbox with NVIDIA to accelerate innovation in financial services

The Financial Conduct Authority has announced the launch of a new ‘Supercharged Sandbox’ designed...

Govt declines to publish Renters’ Rights Bill court impact assessment

The government has refused to release a key internal assessment of the Renters’ Rights...

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Supreme Court rules against OSB over possible undue influence in mortgage case

The UK Supreme Court has ruled that One Savings Bank should have recognised the...

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The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Rachel Geddes: Redefining what’s possible for brokers and borrowers

When Rachel Geddes picked up the phone after a job interview to ask her mum what a mortgage was, she didn’t realise she was...

Latest news

Market Financial Solutions removes loan cap and cuts rates across Bridge Fusion range

Market Financial Solutions has removed the maximum loan size on its Bridge Fusion products...

YBS Commercial Mortgages unveils new semi-commercial and buy-to-let products

YBS Commercial Mortgages has introduced a series of enhancements to its semi-commercial and buy-to-let...

UTB provides £5.2m bridge on £12.75m Home Counties estate

United Trust Bank has completed a £5.2m regulated bridging loan to refinance a newly...

Funding 365 cuts rates to 0.64%

Funding 365 has today revealed rate reductions across its Residential Bridge and Light Refurbishment...