Regulation

FCA publishes IDD implementation consultation paper

The Financial Conduct Authority (FCA) has published the first of its two consultation papers...

FCA sets PPI complaint deadline

The Financial Conduct Authority (FCA) has set a deadline for making new payment protection insurance...

Callcredit secures FCA authorisation

Callcredit Information Group's wholly owned subsidiaries, Callcredit Limited and Callcredit Consumer Limited, have achieved full...

GI firm to provide £12.5m redress

The Financial Conduct Authority (FCA) has agreed a redress arrangement with Express Gifts Ltd,...

TMA wants fight against “unfair” FSCS levy 

TMA Mortgage Club is calling on brokers to respond to a consultation paper from...

The Source implements FCA renewal measures

On 1 April 2017, new rules from the Financial Conduct Authority (FCA) aimed at...

CML backs independent social housing regulation

The Council of Mortgage Lenders (CML) says it supports the principle that the regulation of...

FSCS deposit protection limit increases

The Financial Services Compensation Scheme (FSCS) deposit protection limit has risen, as of today (30...

FCA takes action against lender of last resort

The Financial Conduct Authority (FCA) has taken its first criminal action against an individual...

Paragon unveils its first residential range

Paragon Mortgages has embarked upon the first phase of its residential mortgage launch. The range...

Loans firm rapped over envelope

A Belfast-based loans firm has had a complaint about one of its adverts upheld...

In defence of the FCA

At this time of year I’m hoping the seasonal spirit is flowing through you...

Barclays simplifies BTL affordability assessment

Barclays has become the latest lender to respond to the Prudential Regulation Authority's (PRA) new...

FCA unveils mortgage market competition study

The Financial Conduct Authority (FCA) has launched a market study to consider whether competition...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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