Regulation

Y3S completes Together’s first MCD secured loan

Specialist lender Together has revealed that its first second charge Mortgage Credit Directive (MCD)...

FCA orders £939k ‘rent to own’ redress

The Financial Conduct Authority (FCA) says rent to own provider Buy as You View will pay...

Together secures full FCA authorisation

Together has been granted full authorisation from the Financial Conduct Authority (FCA) for its...

MCD is a great leveller, claims broker

The Loans Engine has welcomed the introduction of the Mortgage Credit Directive (MCD) into the...

Govt’s BTL action causing rents to rise

Tenants are facing the first rises in market rents since the autumn, according to...

Clever Lending granted FCA credit permissions

Master broker Clever Lending says it is "fully ready" for the new Mortgage Credit...

IMLA: Basel proposals could scupper B&B sale

The Intermediary Mortgage Lenders' Association (IMLA) has warned that Basel proposals mean Bradford &...

BUDGET 2016: the speech in full

Mr Deputy Speaker, Today I report on an economy set to grow faster than any...

Landlords divided over government BTL ‘clampdown’

59% of landlords surveyed by property crowdfunding platform Property Partner say they are shelving plans to...

Financial Advice Market Review recommendations published

The Financial Advice Market Review (FAMR) report into access to affordable financial advice and...

New chair for CML Scotland

Carol Anderson has been appointed new chair of the Council of Mortgage Lenders (CML) in...

Strong approvals performance in February

The latest Mortgage Monitor from E.surv has found that overall house purchase approvals (seasonally...

Conveyancers want stability from Budget 

The Conveyancing Association (CA) has urged George Osborne to "favour stability over continued change"...

Brokers need to keep generating new business

Foundation Home Loans (FHL) has warned that brokers could find themselves short of new business now...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...