Regulation

FCA publishes interim review of retirement income market

The Financial Conduct Authority (FCA) has published the interim findings of the Retirement Outcomes...

“Hugely disappointing” govt decision over pensions cold-calling

The government has decided not to legislate to ban pensions cold-calling. Peta Buscombe, Conservative member...

PRA reviewing consumer credit lending following growing concerns

The Prudential Regulation Authority (PRA) has undertaken a review of consumer credit lending, examining...

FCA consults over consumer credit staff incentives

The Financial Conduct Authority (FCA) has today published proposals on how consumer credit firms...

New chairs for FCA panels

The Financial Conduct Authority chairman, John Griffith-Jones, has announced the appointments of new chairs...

AMI calls for up-front product levy

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries (AMI), has re-iterated his...

FSCS providing increased reassurance

New research by the Financial Services Compensation Scheme (FSCS) shows that almost two-thirds of...

Let’s not overreach ourselves again

A few years ago, an enterprising publisher launched a ‘good news’ paper only for...

FCA publishes mission and business plan

The Financial Conduct Authority (FCA) has published its Mission, which aims to give firms and...

FCA seeks to tackle persistent credit card debt

The Financial Conduct Authority (FCA) is proposing new rules to help customers who are...

FCA issues fine over WhatsApp disclosure

he Financial Conduct Authority (FCA) has today fined Christopher Niehaus, a former investment banker,...

2016 a “transition year” for second charges

Enterprise Finance’s latest Second Charge Report has found that the second charge mortgage market...

Almost half of DAs to respond to FSCS consultation

TMA Mortgage Club has claimed that 47% of Directly Authorised (DA) advisers are planning...

New chair for Smaller Business Practitioner Panel

The Financial Conduct Authority (FCA) has announced the appointment of a new Chair for the...

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COMMENT

Rachel Reeves rolls back mortgage rules: return to risk or reasonable reform?

Rachel Reeves is to roll back bureaucratic red tape introduced since the 2008 financial crash to allow people to borrow more for mortgages. Under the...

Gavin Opperman: Why teachers deserve a mortgage model of their own

As Chief Executive of Teachers Building Society, Gavin Opperman brings a distinctive global perspective and a deep personal mission to the helm of one...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could help thousands more first-time buyers onto the property ladder. Increasing lending...

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Latest news

Clydesdale Bank eases mortgage rules for foreign nationals

Clydesdale Bank has introduced a series of changes to their mortgage lending criteria, aimed...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

Lenderhive launches to simplify access to green mortgages

A new digital mortgage brokerage, Lenderhive, has officially launched today, promising to simplify the...

Mortgage industry backing mental health charter with Thames trek

Professionals from across the mortgage and property finance industry will come together in September...