Regulation

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

Treasury says finding solutions for mortgage prisoners “a top priority”

The Economic Secretary to the Treasury John Glen MP,  has written to the Treasury...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

FSE Midlands: FSA final report not expected until Spring

The mortgage industry should not expect the FCA’s Mortgages Market Study Final Report and...

FSE Midlands: landlords needs adviser help over HMO licensing changes

Advisers have been urged to help those landlords who may be receiving letters from...

FCA launches general insurance market study

The Financial Conduct Authority (FCA) has outlined the issues it will focus on as...

AMI says proposed FOS compensation hike “inappropriate”

The Association of Mortgage Intermediaries (AMOI) has criticised the FCA's proposed increase of the...

AMI concerned by FCA’s FOS extension

The Association of Mortgage Intermediaries (AMI) says it is "deeply concerned" over the Financial...

AMI expresses concern over new FCA directory

The Association of Mortgage Intermediaries (AMI) has responded to the FCA consultation on a...

FCA fines Tesco Bank fined £16.4m for cyber security failures

The Financial Conduct Authority has fined Tesco Bank £16,400,000 for failing to exercise due...

Citizens Advice super-complaint includes mortgages and GI

Citizens Advice has submitted a super-complaint to the Competition and Markets Authority (CMA) calling...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

Another Sunny Loans TV ad banned

Elevate Credit International, which trades as Sunny Loans, has been told by the Advertising...

FCA recruits new competition director from CMA

The Financial Conduct Authority (FCA) has appointed Sheldon Mills as its new director of...

Latest POLL

COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...