Regulation

Rigid underwriting not caused by regulation

Tim Wheeldon, chief operating officer (COO) of Fluent for Advisers, has argued that advisers...

Stability has created a narrower mortgage market

The Intermediary Mortgage Lenders Association (IMLA) has published new research which explores whether policymakers’...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

IMLA: private housebuilding an urgent priority

Intermediary Mortgage Lenders Association (IMLA) members believe 'constant' ministerial reshuffles are negatively impacting government...

Sharp rise in Equifinance’s lending volumes

Specialist second charge mortgage lender, Equifinance, has reported a 65% increase in lending volume...

ABI welcomes delay in PRIIPs regulation

The European Commission has announced it will delay the application date of the Insurance-Based...

RBS sets aside £400m for SME redress

The Royal Bank of Scotland (RBS) is establishing a new complaints process, overseen by a retired...

Six banned over unauthorised collective investment scheme

Scott Crawley, Daniel Forsyth, Adam Hawkins, Ross Peters, Aaron Petrou and Dale Walker have...

Prudential offers full service access via British Sign Language

Prudential has become the first UK retirement product provider to introduce a web-based video...

FCA consults on ‘mission’

The Financial Conduct Authority (FCA) has launched a consultation on its Mission. The Mission is designed...

Bridging lender receives BTL authorisation

Kuflink Bridging has received notification from the Financial Conduct Authority (FCA) that it has...

Regulator bans fraud pair from any financial service activity

The Financial Conduct Authority (FCA) has banned two individuals from performing any function in...

New CeMAP diploma introduced

A new, higher-level CeMAP qualification is being launched by The London Institute of Banking &...

FCA to consult on arrears remediation guidance

The Financial Conduct Authority (FCA) is to consult on new guidance on the treatment of...

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COMMENT

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Latest news

Law Society overhauls TA6 Property Forms: What mortgage brokers need to know

The Law Society of England and Wales has announced a major revision to the...

Access FS launches internal referral scheme

Access Financial Services is launching Access All Areas, a new internal referral programme. The brokerage is...

Spring Statement 2025: industry hopes and expectations

Ahead of the government's Spring Statement on Wednesday, industry figures have proffered their opinions...

Nationwide improves NFI Online processes

Nationwide Building Society has made improvements to several processes within NFI Online. These cover client...