Regulation

Bankhall unveils Senior Managers & Certification Regime support hub

Bankhall has launched a new support hub covering the Senior Managers & Certification Regime...

FCA launches consultation on GI value measures data

The Financial Conduct Authority (FCA) has launched a consultation proposing new rules requiring firms...

Bowe and Gadhia join FPC

Dame Colette Bowe and Dame Jayne-Anne Gadhia have been appointed as external members of...

New rules for claims management companies

The Financial Conduct Authority (FCA) has published new rules and fees that will apply...

FCA bans and fines NED

The Financial Conduct authority (FCA) has banned Angela Burns from acting as a non-executive...

FCA sees inconsistencies in firms’ arrears management practices

The Financial Conduct Authority (FCA) has published findings on how mortgage lenders treat customers...

PMS offers bespoke compliance service for members

PMS Mortgage Club has launched a compliance solution for directly authorised mortgage and protection...

FCA launches further consultation ahead of possible ‘no deal’ Brexit

The Financial Conduct Authority (FCA) has published a further consultation on its approach to...

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

Treasury says finding solutions for mortgage prisoners “a top priority”

The Economic Secretary to the Treasury John Glen MP,  has written to the Treasury...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

FSE Midlands: FSA final report not expected until Spring

The mortgage industry should not expect the FCA’s Mortgages Market Study Final Report and...

FSE Midlands: landlords needs adviser help over HMO licensing changes

Advisers have been urged to help those landlords who may be receiving letters from...

FCA launches general insurance market study

The Financial Conduct Authority (FCA) has outlined the issues it will focus on as...

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COMMENT

The BBC’s exposé isn’t news to mortgage advisers – but it might be to the public

Let’s be honest, for mortgage advisers, the recent Panorama investigation into conditional selling by estate agents wasn’t so much a revelation as it was...

Rachel Reeves rolls back mortgage rules: return to risk or reasonable reform?

Rachel Reeves is to roll back bureaucratic red tape introduced since the 2008 financial crash to allow people to borrow more for mortgages. Under the...

Gavin Opperman: Why teachers deserve a mortgage model of their own

As Chief Executive of Teachers Building Society, Gavin Opperman brings a distinctive global perspective and a deep personal mission to the helm of one...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could help thousands more first-time buyers onto the property ladder. Increasing lending...

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Latest news

YBS Commercial raises BTL procuration fees and trims rates

YBS Commercial Mortgages has increased its buy-to-let procuration fee and made modest rate cuts...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Afin Bank officially enters UK mortgage market with underserved borrower focus

Afin Bank has launched a range of residential and buy-to-let products aimed at some...

HTB backs later-living community with £13.3m refinance deal

Hampshire Trust Bank has completed a £13.3 million facility to support the refinance and...