Regulation

FCA seeks to reduce reporting burden with overhaul of complaints data process

The Financial Conduct Authority has unveiled proposals to streamline the way firms report complaints...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Brokers warned to ‘step up’ as lenders invest in AI and FCA eyes direct-to-consumer reforms

Mortgage brokers face a growing threat to their market dominance as major lenders prepare...

Homebuyers call for urgent digital reform as frustration with property process mounts

A major new report published today by the Open Property Data Association (OPDA) reveals...

AMI warns FCA mortgage review could erode consumer protection

The Association of Mortgage Intermediaries (AMI) has issued a sharp warning that the Financial...

Inheritance tax trap netting more average families

Thousands of middle-income families are being drawn into inheritance tax (IHT) liabilities once reserved...

FCA survey underscores urgent need for action on vulnerability, says MorganAsh

Nearly half of UK adults are now classed as vulnerable, according to the latest...

FCA moves to simplify insurance regulations

The Financial Conduct Authority has announced plans to streamline its insurance rulebook, in a...

Advisers falling short on Consumer Duty in later life lending, Key warns

A significant number of financial advisers lack full confidence in meeting Consumer Duty obligations...

FCA launches consultation to streamline mortgage rules

The Financial Conduct Authority (FCA) has launched a consultation on changes intended to simplify...

Paragon urges phased EPC reforms to avert rental sector disruption

Paragon Bank has called on the government to reconsider its proposed timetable for mandatory...

SM Advice launches BSL-translated social media service to tackle financial exclusion among the deaf community

SM Advice, a specialist social media management firm for financial services professionals, has launched...

Key holiday let tax changes: what brokers really need to know

The UK holiday let market has seen rapid growth in recent years, largely fuelled...

PEXA secures FCA approval ahead of major UK product expansion

PEXA, the Australian-founded digital property exchange platform, has secured regulatory approval from the Financial...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES